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Proceedings of the 22nd International Conference on Industrial Engineering and Engineering Management 2015 pp 99–108Cite as

Research on the Effects of the Fixed Asset Investment on the Nonperforming Loans Ratio

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Abstract

The research on the effects of changes of the scale of investment on nonperforming loans ratio is conducive to accurately determining the true credit status reflected by the nonperforming loans ratio, and is beneficial to determining the changing trends in nonperforming loans ratio according to the expected investment scale. Based on the analysis of the relationship between the time-series data of China’s total investment in fixed assets and the weighted nonperforming loans ratio data of China’s 16 listed banks from 2000 to 2013, it is shown that the extension of the investment scale has a significant effect on the downward trend in the nonperforming loans ratio. But that does not mean that extending investment scale will necessarily reduce the banks’ nonperforming loans. In order to make sure the conclusions are more reliable and rigorous, further mechanism analysis is necessary.

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Acknowledgement

Fund Project: Heilongjiang Province Philosophy and Social Science Fund Project (13B024).

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Authors and Affiliations

  1. School of Finance, Harbin University of Commerce, Harbin, China

    Guo-yi Li & Jing Sui

Authors
  1. Guo-yi Li
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  2. Jing Sui
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Correspondence to Guo-yi Li .

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Editors and Affiliations

  1. Tianjin University, Tianjin, China

    Ershi Qi

  2. Tianjin University, Tianjin, China

    Jiang Shen

  3. Tianjin University, Tianjin, China

    Runliang Dou

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© 2016 Atlantis Press and the author(s)

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Li, Gy., Sui, J. (2016). Research on the Effects of the Fixed Asset Investment on the Nonperforming Loans Ratio. In: Qi, E., Shen, J., Dou, R. (eds) Proceedings of the 22nd International Conference on Industrial Engineering and Engineering Management 2015. Atlantis Press, Paris. https://doi.org/10.2991/978-94-6239-177-2_10

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  • DOI: https://doi.org/10.2991/978-94-6239-177-2_10

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  • Publisher Name: Atlantis Press, Paris

  • Print ISBN: 978-94-6239-176-5

  • Online ISBN: 978-94-6239-177-2

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