On the Relationship between Bank Business Models and Financial Stability: Evidence from the Financial Crisis in OECD Countries

  • Laura Chiaramonte
  • Federica Poli
  • Marco Oriani
Part of the Palgrave Macmillan Studies in Banking and Financial Institutions book series (SBFI)


The cooperative credit sector represents an essential sector of the banking structure of many financial systems, especially in Europe where, in Austria, Finland, France, Germany, Italy and the Netherlands, the cooperative banks have a high market share (see Figure 1.1). In advanced economies and emerging markets outside Europe, cooperative banks generally have a lower share, but there are some countries where they play a non-negligible role, as in Japan and Canada, where in 2010 the share of the cooperatives was 15.72 per cent and 3.49 per cent, respectively.


Total Asset Crisis Period Saving Bank Bank Risk Sample Bank 
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Copyright information

© Laura Chiaramonte, Federica Poli and Marco Oriani 2013

Authors and Affiliations

  • Laura Chiaramonte
    • 1
  • Federica Poli
    • 1
  • Marco Oriani
    • 1
  1. 1.Catholic University of MilanItaly

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