Social Lending in Europe: Structures, Regulation and Pricing Models

  • Mario La Torre
  • Fabiomassimo Mango
Part of the Palgrave Macmillan Studies in Banking and Financial Institutions book series (SBFI)


Social Lending (SL)1 links borrowers and lenders on website markets, creating virtual financial communities. SL is in fact an alternative credit market that uses website platforms to link borrowers and lenders without the interpolation of traditional financial intermediaries.


Interest Rate Risk Premium Credit Risk Credit Market Price Formula 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.


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© Mario La Torre and Fabiomassimo Mango 2013

Authors and Affiliations

  • Mario La Torre
  • Fabiomassimo Mango

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