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Social Lending in Europe: Structures, Regulation and Pricing Models

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Abstract

Social Lending (SL)1 links borrowers and lenders on website markets, creating virtual financial communities. SL is in fact an alternative credit market that uses website platforms to link borrowers and lenders without the interpolation of traditional financial intermediaries.

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© 2013 Mario La Torre and Fabiomassimo Mango

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La Torre, M., Mango, F. (2013). Social Lending in Europe: Structures, Regulation and Pricing Models. In: de Guevara Radoselovics, J.F., Monsálvez, J.M.P. (eds) Crisis, Risk and Stability in Financial Markets. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, London. https://doi.org/10.1057/9781137001832_7

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