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Conclusions and Discussions

  • Kimio Kase
  • Tanguy Jacopin
Chapter
  • 86 Downloads
Part of the Palgrave Studies in Banking and Financial Institutions book series (SBFI)

Abstract

At the beginning of the book we put forward the posit that Spanish retail banks have a clear business model focused on cash flow generation, largely through operational efficiency supported by the strategic use of IT systems. The changing regulatory environment was considered to be the catalyst for the development of such a model, particularly the introduction of competition in a traditionally closed circle of ‘gentlemen bankers’.

Keywords

Business Model Operational Efficiency Product Architecture Retail Banking Change Regulatory Environment 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.

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Copyright information

© Kimio Kase and Tanguy Jacopin 2008

Authors and Affiliations

  • Kimio Kase
    • 1
  • Tanguy Jacopin
    • 1
    • 2
  1. 1.IESE Business SchoolSpain
  2. 2.CIFF FundaciónSpain

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