The Great Leap of Spanish Banks, 1987–2005: A Profit-Arithmetic (PA) Approach
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In the first chapter we raised the question of why the Spanish banking industry came to the forefront of the international competitive arena, and we undertook to provide an explanation. Our theory is that a common generic business model (albeit with some variations by banks) was adopted by the successful retail banks in Spain, and we believe that this may explain their emergence onto the world-banking stage.
KeywordsInterest Rate Large Bank Foreign Bank Saving Bank European Bank
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