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European Policy on Financial Exclusion and Bank Strategies

  • Santiago Carbó
  • Edward P. M. Gardener
  • Philip Molyneux
Part of the Palgrave Macmillan Studies in Banking and Financial Institutions book series (SBFI)

Abstract

This chapter explores three areas. First, we examine the broad European policy response to expanding financial exclusion on Chapter 6 and also discuss the implications for banks. Second, we discuss the kinds of strategies that banks have and might develop in this evolving scenario. Finally, we focus on how economic theory may be able to help explain why financial exclusion occurs and in doing so as to provide some practical insight into how the banking system (‘bank strategies’) might be developed to combat exclusion.

Keywords

Social Capital Banking System Credit Risk Credit Union Saving Bank 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.

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Copyright information

© Santiago Carbó, Edward P.M. Gardener and Philip Molyneux 2005

Authors and Affiliations

  • Santiago Carbó
  • Edward P. M. Gardener
  • Philip Molyneux

There are no affiliations available

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