European Policy on Financial Exclusion and Bank Strategies
This chapter explores three areas. First, we examine the broad European policy response to expanding financial exclusion on Chapter 6 and also discuss the implications for banks. Second, we discuss the kinds of strategies that banks have and might develop in this evolving scenario. Finally, we focus on how economic theory may be able to help explain why financial exclusion occurs and in doing so as to provide some practical insight into how the banking system (‘bank strategies’) might be developed to combat exclusion.
KeywordsSocial Capital Banking System Credit Risk Credit Union Saving Bank
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