• Geneviève Reday-Mulvey


At the beginning of the twentieth century, pension schemes were set up to provide a replacement income during a well-deserved though short period of retirement (on average five years). After the Second World War, these schemes were substantially improved to provide more generous benefi ts over a longer period. At the time, however, nobody even dreamed of the extended life expectancy that we enjoy today — an expectancy that continues to rise.


Early Retirement Pension Scheme Service Economy Health Expectancy Replacement Income 
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© Geneviève Reday-Mulvey 2005

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  • Geneviève Reday-Mulvey

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