Some Introductory Remarks about Banks, Financial Structures, Crises and Their Cost
Institutional and statistical tools are both needed in the present study: the first, to consider the evolution of legislation, of supervisory styles and in general of policy-makers’ attitudes; the second allows us to observe how various categories of financial institutions and financial products have evolved. In fact, the role and functions of institutions have greatly changed,
to different extents, in each of the three countries examined, and financial instruments have taken on, over time, new features and increasing complexity. The structure of financial systems has correspondingly changed.
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