Attitudes, Personality Factors and Household Debt Decisions: A Study of Consumer Credit

  • Stefano Cosma
  • Francesco Pattarin
Part of the Palgrave Macmillan Studies in Banking and Financial Institutions book series (SBFI)


From the early 1990s until the triggering of the financial crisis in 2007, household debt increased considerably in numerous countries. This phenomenon concerns not only real estate mortgages but also consumption loans. In addition to the best-known cases, like the United States and Great Britain, various economies of both continental Europe and Eurasia have doubled or tripled the ratio of household debt to GDP, especially since 2000.


Credit Card Attributional Style External Locus Consumer Credit Economic Psychology 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.


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© Stefano Cosma and Francesco Pattarin 2011

Authors and Affiliations

  • Stefano Cosma
  • Francesco Pattarin

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