Public Responses to Natural Disasters: What Has Been Done and What Else Could Be Done



One of the most pervasive features of poverty across households in developing countries is exposure to natural disasters.* In contexts characterized by precarious access to credit and insurance markets, most responses to disasters are based on self-insurance and informal risk-sharing mechanisms. Self-insurance includes savings in the form of stored grains or small and large livestock in rural areas, or jewelry and durables in urban areas. Informal risk-sharing arrangements comprise local borrowing schemes with friends and neighbors as well as private transfers from relatives.


Natural Disaster Cash Transfer Disaster Preparedness Public Response Conditional Cash Transfer 
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