Skip to main content

Functioning of SHGs with a Special Focus on an Indian State

  • Chapter
  • First Online:
  • 442 Accesses

Abstract

DAY-NRLM is one of the flagship programmes of the Ministry of Rural Development (MORD). This programme is aimed at poverty alleviation and implemented in a mission mode for targeted and time-bound delivery of results. The article analyses the functioning of SHGs and the impact of the interventions taken up under DAY-NRLM on the coverage of the target households, revival of defunct SHGs and the socio-economic changes in the lives of the SHG members. Based on fieldwork in Telangana, this article analyses the functioning of SHG institutions, including the problems faced by them and some of the ways in which these problems have been tackled by members and other stakeholders in these institutions. There has been regular saving and borrowing from internal funds and banks. Though SHGs are stable, they lack vibrancy in their functioning. The analysis leads to a better understanding of the factors contributing towards stability, quality and sustainability of the groups and helps in designing policies to achieve their sustainability.

This is a preview of subscription content, log in via an institution.

Buying options

Chapter
USD   29.95
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
eBook
USD   84.99
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book
USD   109.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book
USD   109.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Learn about institutional subscriptions

Notes

  1. 1.

    The target 1.4 of Goal-1 of SDGs emphasized, ‘By 2030, ensure that all men and women, in particular the poor and the vulnerable, have equal rights to economic resources, as well as access to basic services, ownership and control over land and other forms of property, inheritance, natural resources, appropriate new technology and financial services, including microfinance’.

  2. 2.

    See The Bharat Microfinance Report 2015, Sa-Dhan and NABARD.

  3. 3.

    SGSY Programme and Self-Help Groups in Churachandpur District; Shodhganga.inflibnet.ac.in/bitstream/10603/169450/8/08_chapter 2.Pdf. Accessed on 28th March, 2018.

References

  • Anant Kumar. (2006). Self Help Groups. Women’s health and empowerment-global thinking and contextual issues. Jharkhand Journal of Development and Management studies, 4(3), 2061–2079 (XISS, Ranchi, September).

    Google Scholar 

  • Anupam, K. (2008). Indian microfinance-An avenue towards human capital development. Management Account, 43(11), 827–834.

    Google Scholar 

  • Gonzalez-Vega, C. (1998). Do financial Institutions have a role in assisting the poor? In M. Kimenyi, R. Wieland, & J. D. von Pishke (Eds.), Strategic issues in microfinance. Aldershot, UK: Ashgate Publishing.

    Google Scholar 

  • Gurumurthy, T. R. (2000). SHGs empower Rural Women (pp. 36–38). Kurukshetra, February.

    Google Scholar 

  • Himanshu, B. (2013), SHGs help rural Gujarat to wealth. Business Standard, Ahmadabad, February 14. http://www.business-standard.com/article/sme/shgs=help-rural-gujarat-to-wealth-106120101112_1.html. Accessed on February 14, 2018.

  • Hulme, D., & Mosely, P. (1996). Finance against poverty (Vols. 1 & 2), London: Routledge.

    Google Scholar 

  • Kapur, P. (2001). Empowering the Indian Women. Publication Division, Ministry of Information and Broadcasting, Government of India.

    Google Scholar 

  • Khalil, O. (2000). Microfinance institutions: Effective weapon in the war against rural poverty. www.muslimedia.com.

  • Manimekalai, K. (2004). Economic empowerment of Women through Self-Help Groups (pp. 15–18). Third Concept, February.

    Google Scholar 

  • Nagnur, S., Rayanagoudar, R., Chandavani, V., & Pawar, V. (2014). Self help group strategy to empower Rural Women. International Journal of Home Science Extension and Communication Management, 1(2), 63–67.

    Google Scholar 

  • Palak, G. (2017). How one women-run SHG helped 500 widows across 68 villages in Less than 4 years. Village square, September 16. https://www.thebetterindia.com/115637/women-shg-gir-stand-for-dignity-of-widows. Accessed on March 20, 2018.

  • Raja Reddy, K., & Reddy, C. S. (2012). Self help Groups in India-a study on quality and sustainability. Enable Publication, December 2012.

    Google Scholar 

  • Self Help Groups (SHGs) in India; Brief paper, Ethiopian delegation, New Delhi, 2014.

    Google Scholar 

  • SGSY Programme and Self Help Groups in Churachandpur District; Shodhganga.inflibnet.ac.in/bitstream/10603/169450/8/08_chapter2.Pdf. Accessed on March 28, 2018. https://www.aajeevika.gov.in/sites/default/files/resources/NRLM-Mission-document.

  • Sharma, N. (2017). Economic empowerment of rural women and self Help groups in Punjab: A literature survey. EPRA International Journal of Economic and Business Review, 5(6), 93–100.

    Google Scholar 

  • Status of Micro Finance in India 2015–16, NABARD.

    Google Scholar 

  • The Bharat Microfinance Report 2015, Sa-Dhan and NABARD.

    Google Scholar 

Download references

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Ajjarapu Kamala Devi .

Editor information

Editors and Affiliations

Rights and permissions

Reprints and permissions

Copyright information

© 2018 Springer Nature Singapore Pte Ltd.

About this chapter

Check for updates. Verify currency and authenticity via CrossMark

Cite this chapter

Kamala Devi, A., Sarangi, T.K., Lal, R. (2018). Functioning of SHGs with a Special Focus on an Indian State. In: NILERD (eds) Reflecting on India’s Development. Springer, Singapore. https://doi.org/10.1007/978-981-13-1414-8_13

Download citation

  • DOI: https://doi.org/10.1007/978-981-13-1414-8_13

  • Published:

  • Publisher Name: Springer, Singapore

  • Print ISBN: 978-981-13-1413-1

  • Online ISBN: 978-981-13-1414-8

  • eBook Packages: Economics and FinanceEconomics and Finance (R0)

Publish with us

Policies and ethics