Abstract
An important issue in the design of automobile insurance no-fault laws is the extent to which medical expenses are covered by first party personal injury protection (PIP) coverage, rather than individual or group first party health insurance. Most state no-fault laws make PIP coverage primary and health insurance excess. However, increases in the cost of automobile insurance in some states have been associated with significant pressure to shift costs from PIP coverage to health insurance by reducing PIP benefit limits or by making health insurance primary.
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© 1994 Springer Science+Business Media New York
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Danzon, P.M. (1994). The Effects of Shifting Medical Expense from Pip Auto Coverage to First Party Health Insurance. In: Gustavson, S.G., Harrington, S.E. (eds) Insurance, Risk Management, and Public Policy. Huebner International Series on Risk, Insurance and Economic Security, vol 18. Springer, Dordrecht. https://doi.org/10.1007/978-94-011-1378-6_7
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DOI: https://doi.org/10.1007/978-94-011-1378-6_7
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