Why Do Street Vendors Need Finance?

  • Sharit K. Bhowmik
  • Debdulal Saha
Part of the India Studies in Business and Economics book series (ISBE)


This chapter is based on the field survey with street vendors considered in our study. This chapter has been divided broadly into four subsections. First section begins with a description of social and demographic characteristics of the vendors. Second section discusses about work-related characteristics. Third section shows their economic profile. It includes their earnings, expenditures, investment and daily sales. Lastly we have discussed on vendors’ credit accessibility which is the principal focus of this chapter. Since our broad objective is to explore the financial accessibility of street vendors across India, a combined descriptive result of 15 cities has been presented here. The tables in the chapter show the possible outcomes of the present study and corresponding percentages for these outcomes, which are represented by values within parentheses. The analysis is based on 743 vendors. Of the 743, total male vendors are 399 and total female vendors 344.


Interest Rate Street Vendor Monthly Expenditure Microfinance Institution Housing Loan 
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Copyright information

© Springer India 2013

Authors and Affiliations

  • Sharit K. Bhowmik
    • 1
  • Debdulal Saha
    • 2
  1. 1.Tata Institute of Social SciencesMumbaiIndia
  2. 2.Tata Institute of Social SciencesGuwahatiIndia

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