Abstract
We combined a cross-sectional survey dataset with a randomized control trial (RCT) experiment to test the impact of relaxing typical microcredit payment rules with regard to each of the following: food consumption, loan repayments, and loan default behavior. Our analysis suggest no systematic difference among the treatment arms in case of default, overdue amount, or repayment frequency. On the other hand, we find no positive impact of the repayment flexibility on immediate food consumption during the period of seasonality.
This is a preview of subscription content, log in via an institution to check access.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
Reference
Roodman D, Morduch J (2013) The impact of microcredit on the poor in Bangladesh: revisiting the evidence. J Dev Stud (ahead-of-print)
Author information
Authors and Affiliations
Corresponding author
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2014 IDE-JETRO
About this chapter
Cite this chapter
Shonchoy, A.S. (2014). Concluding Remarks. In: Shonchoy, A. (eds) Seasonality and Microcredit. SpringerBriefs in Economics. Springer, Tokyo. https://doi.org/10.1007/978-4-431-55010-5_8
Download citation
DOI: https://doi.org/10.1007/978-4-431-55010-5_8
Published:
Publisher Name: Springer, Tokyo
Print ISBN: 978-4-431-55009-9
Online ISBN: 978-4-431-55010-5
eBook Packages: Business and EconomicsEconomics and Finance (R0)