Skip to main content

Beyond Competition – How Cooperation Fosters Customer Experience in Service Industries

  • Chapter
  • First Online:
  • 5873 Accesses

Part of the book series: Forum Dienstleistungsmanagement ((FD))

Zusammenfassung

Cooperation is not a new topic. However, it is an essential component of all forms of formal organizational partnerships between companies. This paper explores cooperation and its potential to enhance customer experience within service industries. We show the potential for this by presenting examples from the insurance industry, an industry that has traditionally performed poorly, both in cooperating with other firms and in delivering an outstanding customer experience. This contribution serves as a basis for strategic decisions by managers of service companies to improve customer experiences through cooperation.

This is a preview of subscription content, log in via an institution.

Buying options

Chapter
USD   29.95
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
eBook
USD   54.99
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
Hardcover Book
USD   69.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Learn about institutional subscriptions

Preview

Unable to display preview. Download preview PDF.

Unable to display preview. Download preview PDF.

Literatur

  • Abbott, L. (1955): Quality and competition; an essay in economic theory, New York.

    Google Scholar 

  • Achrol, R.S./Kotler, P. (1999): Marketing in the Network Economy, in: Journal of Marketing, Vol. 63, No. 1, pp. 146-163.

    Article  Google Scholar 

  • Adner, R. (2017): Ecosystem as Structure – An Actionable Construct for Strategy, in: Journal of Management, Vol. 43, No. 1, pp. 39-58.

    Article  Google Scholar 

  • Arndt, J. (1985): On Making Marketing Science More Scientific – Role of Orientations, Paradigms, Metaphors, and Puzzle Solving, in: Journal of Marketing, Vol. 49, No. 3, p. 11.

    Article  Google Scholar 

  • Bagdare, S./Jain, R. (2013): Measuring retail customer experience, in: International Journal of Retail & Distribution Management, Vol. 41, No. 10, pp. 790-804.

    Google Scholar 

  • Barwitz, N./Maas, P. (2018): Understanding the Omnichannel Customer Journey – Determinants of Interaction Choice, in: Journal of Interactive Marketing, Vol. 43, No. 1, pp. 116-133.

    Article  Google Scholar 

  • Benyon, D. (2016): Insurtech start-ups blooming, https://reactionsnet.com/articles/3571451/insurtech-start-ups-blooming-pwc-free (retrieved 17.09.2018).

  • Berthon, P./John, J. (2006): From Entities to Interfaces – Delineating Value in Customer-Firm Interactions, in Lusch, R.F./Vargo, S.L. (Eds.): The Service-Dominant Logic of Marketing – Dialog, Debate, and Directions, New York, pp. 196-207.

    Google Scholar 

  • Bodderas, M./Cachelin, J.L./Maas, P./Schlager, T. (2011): The influence of the employer brand on employee attitudes relevant for service branding – An empirical investigation, in: Journal of Services Marketing, Vol. 25, No. 7, pp. 497-508.

    Article  Google Scholar 

  • Bolton, R.N./McColl-Kennedy, J.R./Cheung, L./Gallan, A./Orsingher, C./Witell, L./Zaki, M. (2018): Customer experience challenges – bringing together digital, physical and social realms, in: Journal of Service Management, Vol. 29, No. 5, pp. 907-931.

    Article  Google Scholar 

  • Bower, J.L./Christensen, C.M. (1995): Disruptive technologies – catching the wave, in:Harvard Business Review, Vol. 73, No. 1, pp. 43-43.

    Google Scholar 

  • Brakus, J.J./Schmitt, B.H./Zarantonello, L. (2009): Brand Experience – What Is It? How Is It Measured? Does It Affect Loyalty?, in: Journal of Marketing, Vol. 73, No. 3, pp. 52-68.

    Article  Google Scholar 

  • Brandenburger, A.M/Nalebuff, B.J. (1996): Co-opetition, New York.

    Google Scholar 

  • Brand Finance (n.d.): Ping An Becomes the World’s Most Valuable Insurance Brand, http://brandfinance.com/press-releases/ping-an-becomes-the-worlds-most-valuable-insurance-brand/ (retrieved 25.09.2018).

  • Braun, A./Schreiber, F. (2017): The Current InsurTech Landscape – Business Models and Disruptive Potential, Institute of Insurance Economics, University of St. Gallen, Swiss Re Institute.

    Google Scholar 

  • Bruhn, M./Hadwich, K. (2012): Customer Experience – Eine Einführung in die theoretischen und praktischen Problemstellungen, in: Bruhn, M./Hadwich, K. (Eds.): Customer Experience – Forum Dienstleistungsmanagement, Wiesbaden, pp. 3-36.

    Google Scholar 

  • Bühler, P./Maas, P. (2015): Industrialisierung der Assekuranz in einer digitalen Welt, St. Gallen – Institute for Insurance Economics, University of St. Gallen.

    Google Scholar 

  • Bühler, P./Maas, P./Fleischer, M. (2017): Digitale Transformation in Märkten mit Versicherung – Von der Verteidigung des Geschäftsmodells bis zur Auflösung der Branche, in: Versicherungsrundschau, 1-2. Jg., Nr. 17.

    Google Scholar 

  • Bustamante, J.C./Rubio, N. (2017): Measuring customer experience in physical retail environments, in: Journal of Service Management, Vol. 28, No. 5, pp. 884-913.

    Article  Google Scholar 

  • Capgemini (2018): World Insurance Report 2018 – The state of the industry, https://worldinsurancereport.com/ (retrieved 30.11.2018).

  • Catlin, T./Lorenz, J.-T. (2017): Digital disruption in insurance – Cutting through the noise, https://www.mckinsey.com/industries/financial-services/our-insights/digital-insurance (retrieved 30.11.2018).

  • Catlin, T./Lorenz, J.-T./Nandan, J./Shirish, S./Waschto, A. (2018): Insurance beyond digital – The rise of ecosystems and platforms, https://www.mckinsey.com/industries/financial-services/our-insights/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms (retrieved 30.11.2018).

  • Drucker, P.F. (1993): Post-capitalist society, Oxford.

    Google Scholar 

  • Evans, D. (2012): The Internet of Everything – How More Relevant and Valuable Connections Will Change the World, https://www.cisco.com/c/dam/global/en_my/assets/ciscoinnovate/pdfs/IoE.pdf (retrieved 30.11.2018).

  • Fleetwood, S. (1997): Aristotle in the 21st century, in: Cambridge Journal of Economics, Vol. 21, No. 6, pp. 729-744.

    Article  Google Scholar 

  • Friese, M. (1998): Kooperation als Wettbewerbsstrategie für Dienstleistungsunternehmen, Wiesbaden.

    Google Scholar 

  • Garg, R./Rahman, Z./Qureshi, M.N. (2014): Measuring customer experience in banks – scale development and validation, in: Journal of Modelling in Management, Vol. 9, No. 1, pp. 87-117.

    Article  Google Scholar 

  • Gentile, C./Spiller, N./Noci, G. (2007): How to Sustain the Customer Experience – An Overview of Experience Components that Co-create Value With the Customer, in: European Management Journal, Vol. 25, No. 5, pp. 395-410.

    Article  Google Scholar 

  • Helkkula, A./Kelleher, C./Pihlström, M. (2012): Characterizing Value as an Experience – Implications for Service Researchers and Managers, in: Journal of Service Research, Vol. 15, No. 1, pp. 59-75.

    Article  Google Scholar 

  • Hirschman, E.C./Holbrook, M.B. (1982): Hedonic Consumption – Emerging Concepts, Methods and Propositions, in: Journal of Marketing, Vol. 46, No. 3, p. 92.

    Article  Google Scholar 

  • Holbrook, M.B. (1999): Introduction to consumer value, in: Holbrook, M.B. (Ed.): Consumer value – a framework for analysis and research, London/New York, p. 224.

    Google Scholar 

  • Holbrook, M.B./Hirschman, E.C. (1982): The Experiential Aspects of Consumption – Consumer Fantasies, Feelings, and Fun, in: Journal of Consumer Research, Vol. 9, No. 2, pp. 132-140.

    Article  Google Scholar 

  • Huckstep, R. (2018): The InsurTech phenomenon makes the customer experience simpler – The Digital Insurer, https://www.the-digital-insurer.com/blog/insurtech-the-insurtech-phenomenon-is-making-the-customer-experience-simpler/ (retrieved 10.08.2018).

  • Jacobides, M.G./Cennamo, C./Gawer, A. (2018): Towards a theory of ecosystems, in: Strategic Management Journal, Vol. 39, No. 8, pp. 2255-2276.

    Article  Google Scholar 

  • Jay, M. (2005): Songs of Experience – Modern American and European Variations on a Universal Theme, 2nd ed., Berkley.

    Google Scholar 

  • Klaus, P./Maklan, S. (2012): EXQ – a multiple-item scale for assessing service experience, in: Journal of Service Management, Vol. 23, No. 1, pp. 5-33.

    Article  Google Scholar 

  • Klaus, P./Nguyen, B. (2013): Exploring the role of the online customer experience in firms’ multi-channel strategy – an empirical analysis of the retail banking services sector, in: Journal of Strategic Marketing, Vol. 21, No. 5, pp. 429-442.

    Article  Google Scholar 

  • Lemon, K.N./Verhoef, P.C. (2016): Understanding Customer Experience Throughout the Customer Journey, in: Journal of Marketing, Vol. 80, No. 6, pp. 69-96.

    Article  Google Scholar 

  • Lemonade (2018): About Lemonade, https://www.lemonade.com/faq#service (retrieved 25.09.2018).

  • Levy, S.J. (1959): Symbols for sale, in: Harvard Business Review, Vol. 37, No. 1, pp. 117-124.

    Google Scholar 

  • Lewis, J. (1991): Competitive alliances Redefine companies, in: Management Review, Vol. 80, No. 4, p. 14.

    Google Scholar 

  • Lusch, R.F./Vargo, S.L./Tanniru, M. (2010): Service, value networks and learning, in: Journal of the Academy of Marketing Science, Vol. 38, No. 1, pp. 19-31.

    Article  Google Scholar 

  • Maas, P./Bühler, P. (2017): Gelebte Tradition versus digitale Transformation – Wettbewerbsvorteile durch innovative Value- und Organisationsdesigns, in: Institute for Insurance Economics (Eds.): Assekuranz 2025 – Quo vadis?, St. Gallen, pp. 173-208.

    Google Scholar 

  • Maas, P./Bühler, P./Cachelin, J.-L. (2015): 2050 Megatrends – Alltagswelten, Zukunftsmärkte, https://www.ivw.unisg.ch/_/media/internet/content/dateien/instituteundcenters/ivw/studien/2050megatrends-leseprobe88a6.pdf?fl=de (retrieved 30.11.2018).

  • Maas, P./Steiner, P.H. (2018): Beyond Insurance – Raus aus der Crowd, Schweizer Versicherung, pp. 21-25.

    Google Scholar 

  • McKinsey & Company (2017): Global reinsurance – Fit for the future?.

    Google Scholar 

  • Moore, J.F. (1996): The Death of Competition – Leadership and Strategy in the Age of Business Ecosystems, Chichester.

    Google Scholar 

  • Moore, J.F. (1998): The rise of a new corporate form, in: The Washington Quarterly, Vol. 21, No. 1, pp. 167-181.

    Article  Google Scholar 

  • Mowen, J. (1988): Beyond Consumer Decision Making. Journal of Consumer Marketing, Vol. 5, No. 1, pp. 15-25.

    Article  Google Scholar 

  • Munich Re (2018): New business models for the connected industry Munich Re and Bosch agree partnership – Munich Re, https://www.munichre.com/en/media-relations/publications/company-news/2018/2018-02-22-company-news/index.html (retrieved September 20.09.2018).

  • Nikkey Asian Review (2018): China’s largest insurer is spending big on startups – Nikkei Asian Review, https://asia.nikkei.com/Business/Banking-Finance/China-s-largest-insurer-is-spending-big-on-startups (retrieved 25.09.2018).

  • Novak, T.P./Hoffman, D.L./Yung, Y.-F. (2000): Measuring the Customer Experience in Online Environments – A Structural Modeling Approach, in: Marketing Science, Vol. 19, No. 1, pp. 22-42.

    Article  Google Scholar 

  • Oliver Wyman/Policen Direkt (2017): InsurTech caught on the radar, Hype or the next frontier?, https://www.oliverwyman.com/content/dam/oliver-wyman/v2/publications/2017/may/Oliver-Wyman-and-Policen-Direkt--Global-InsurTech-Report-2017.pdf. (retrieved 30.11.2018).

  • Oxbow Partners (2018): InsurTech Impact 25, http://www.oxbowpartners.com/wp-content/uploads/2018/03/Oxbow-Partners-InsurTech-Impact-25.pdf, (retrieved 30.11.2018).

  • Perlmutter, H.V./Heenan, D.A. (1986): Cooperate to compete, in: Harvard Business Review, Vol. 64, No. 2, pp. 136-152.

    Google Scholar 

  • Pine, B.J./Gilmore, J.H. (1998): Welcome to the Experience Economy, in: Harvard Business Review, Vol. 76, No. 4, pp. 97-105.

    Google Scholar 

  • Pinker, S. (1997): How the mind works, Norton.

    Google Scholar 

  • Porter, M.E./Fuller, M.B. (1986): Coalitions and Global Industries, in Porter, M.E. (Ed.): Competition in Global Industries, Cambridge, pp. 315-343.

    Google Scholar 

  • Powell, W. (1990): Neither Market nor Hierarchy – Network Forms of Organization, in: Research in Organizational Behavior, Vol. 12, No. 1, pp. 295-336.

    Google Scholar 

  • Prahalad, C.K./Ramaswamy, V. (2004): Co-creation experiences – The next practice in value creation, in: Journal of Interactive Marketing, Vol. 18, No. 4, pp. 5-14.

    Article  Google Scholar 

  • Privette, G. (1984): Experience Questionnaire, Pensacola.

    Google Scholar 

  • PWC (2018): Global Consumer Insights Survey 2018 – From mall to mobile – Adjusting to new consumer habits.

    Google Scholar 

  • Reed, E.S. (1986): The necessity of experience, Yale.

    Google Scholar 

  • Rose, S./Clark, M./Samouel, P./Hair, N. (2012): Online Customer Experience in e-Retailing – An empirical model of Antecedents and Outcomes, in: Journal of Retailing, Vol. 88, No. 2, pp. 308-322.

    Article  Google Scholar 

  • Sandström, S./Edvardsson, B./Kristensson, P./Magnusson, P. (2008): Value in use through service experience,in: Managing Service Quality – An International Journal, Vol. 18, No. 2, pp. 112-126.

    Article  Google Scholar 

  • Schlager, T./Maas, P. (2012): Reframing customer value from a dominant logics perspective, in: Der Markt, Vol. 51, No. 2/3, pp. 101-113.

    Article  Google Scholar 

  • Schmitt, B.H. (1999): Experiential Marketing, in: Journal of Marketing Management, Vol. 15, No. 1-3, pp. 53-67.

    Article  Google Scholar 

  • Schouten, J.W./McAlexander, J.H./Koenig, H.F. (2007): Transcendent customer experience and brand community, in: Journal of the Academy of Marketing Science, Vol. 35, No. 3, pp. 357-368.

    Article  Google Scholar 

  • Snel, J.M.C. (2011): For the love of experience – changing the experience economy discourse, Amsterdam.

    Google Scholar 

  • Swiss Re. (2018): Introducing the ADAS risk score, http://www.swissre.com/reinsurance/insurers/solutions/pc/adas_risk_score.html (retrieved 20.09.2018).

  • Vargo, S.L./Lusch, R.F. (2004): Evolving to a New Dominant Logic for Marketing. Journal of Marketing, Vol. 68, No. 1, pp. 1-17.

    Article  Google Scholar 

  • Vargo, S.L./Lusch, R.F. (2006): Service-Dominant Logic – What It Is, What It Is Not, What It Might Be, in: Vargo, S.L./Lusch, R.F. (Eds.): The Service-Dominant Logic of Marketing, Armonk, pp. 43-56.

    Google Scholar 

  • Vargo, S.L./Lusch, R.F. (2008): Service-dominant logic – Continuing the evolution, in: Journal of the Academy of Marketing Science, Vol. 36, No. 1, pp. 1-10.

    Article  Google Scholar 

  • Vargo, S.L./Lusch, R.F. (2011): It’s all B2B…and beyond – Toward a systems perspective of the market, in: Industrial Marketing Management, Vol. 40, No. 2, pp. 181-187.

    Article  Google Scholar 

  • Vargo, S.L./Lusch, R.F. (2017): Service-dominant logic 2025, in: International Journal of Research in Marketing, Vol. 34, No. 1, pp. 46-67.

    Article  Google Scholar 

  • Vargo, S.L./Maglio, P.P./Akaka, M.A. (2008): On value and value co-creation – A service systems and service logic perspective, in: European Management Journal, Vol. 26, No. 3, pp. 145-152.

    Article  Google Scholar 

  • Verhoef, P.C./Kannan, P.K./Inman, J.J. (2015): From Multi-Channel Retailing to Omni-Channel Retailing – Introduction to the Special Issue on Multi-Channel Retailing, in: Journal of Retailing, Vol. 91, No. 2, pp. 174-181.

    Article  Google Scholar 

  • Verhoef, P.C./Lemon, K.N./Parasuraman, A./Roggeveen, A./Tsiros, M./Schlesinger, L.A. (2009): Customer Experience Creation – Determinants, Dynamics and Management Strategies, in: Journal of Retailing, Vol. 85, No. 1, pp. 31-41.

    Article  Google Scholar 

  • Willis Towers Watson (2018): Quarterly InsurTech Briefing Q1 2018, https://www.willistowerswatson.com/en/insights/2018/05/quarterly-insurtech-briefing-q1-2018 (retrieved 30.11.2018).

  • Woodruff, R.B. (1997): Customer value – The next source for competitive advantage, in: Journal of the Academy of Marketing Science, Vol. 25, No. 2, pp. 139-153.

    Article  Google Scholar 

  • Zeng, M. (2018): Alibaba and the Future of Business, in: Harvard Buiness Review, Vol. 96, No. 5, pp. 88-96.

    Google Scholar 

  • Zurich. (2018): Tausche defekte Waschmaschine gegen neues Smartphone, http://www.newsroom.zurich.de/pressreleases/tausche-defekte-waschmaschine-gegen-neues-smartphone-zurich-innoviert-schadenregulierung-2672950 (retrieved 25.09.2018).

Download references

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Lukas Fischer .

Editor information

Editors and Affiliations

Rights and permissions

Reprints and permissions

Copyright information

© 2019 Springer Fachmedien Wiesbaden GmbH, ein Teil von Springer Nature

About this chapter

Check for updates. Verify currency and authenticity via CrossMark

Cite this chapter

Fischer, L., Maas, P. (2019). Beyond Competition – How Cooperation Fosters Customer Experience in Service Industries. In: Bruhn, M., Hadwich, K. (eds) Kooperative Dienstleistungen. Forum Dienstleistungsmanagement. Springer Gabler, Wiesbaden. https://doi.org/10.1007/978-3-658-26389-8_21

Download citation

  • DOI: https://doi.org/10.1007/978-3-658-26389-8_21

  • Published:

  • Publisher Name: Springer Gabler, Wiesbaden

  • Print ISBN: 978-3-658-26388-1

  • Online ISBN: 978-3-658-26389-8

  • eBook Packages: Business and Economics (German Language)

Publish with us

Policies and ethics