Hearing impairment is a complex disability. Its impact on quality of life can vary greatly depending on the type and degree of hearing loss. Without any doubts, full reimbursement of hearing aids for all hearing impaired around the globe is the most humane solution. Unfortunately, it is very costly and only some of the richest societies in the world can afford it. Most countries often deal with the limited healthcare budget, which they prefer to use cost-effectively. This research shows that willingness to integrate into the hearing society, and willingness and ability to finance the purchase of a hearing instrument or an implant are key factors behind successful social inclusion of the hearing impaired. There are multiple ways to finance the purchase of hearing instruments or implants, but each of them consists of certain components of borrowing and saving.