Busting Agro-Lending Myths and Back to Banking Basics: A Case Study of AccessBank’s Agricultural Lending

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One third of AccessBank’s micro-business loans are extended to farmers. The portfolio of this segment has grown quickly and performed well. Why is Access- Bank Azerbaijan successful in agricultural lending, a sector often disliked by other commercial banks? And why is the bank viewing farmers as a strategic core clientele? This case study aims to give some answers and explore some of the myths around agricultural lending.


Cash Flow Rural Household Loan Portfolio Business Loan Forecast Cash Flow 
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© The Author(s) 2014

Open Access This chapter is distributed under the terms of the Creative Commons Attribution Noncommercial License, which permits any noncommercial use, distribution, and reproduction in any medium, provided the original author(s) and source are credited.

Authors and Affiliations

  1. 1.KfW Office WindhoekWindhoekGermany/ Namibia
  2. 2.Banking Consultant, formerly Chief Executive Officer of AccessBank AzerbaijanBakuAzerbaijan

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