Abstract
This article shows the impact of the growing adoption of mobile phones in the field of money transfer in Africa but also their uses in the field of retail payments or micropayments that is financial transaction from person to person (P2P) for small amounts. We show how these innovations will continue to improve the quality of life of Africans especially those in rural areas. We present M-Pesa as a mobile payment system which has had great success in Kenya. We identify the fundamental principles of success thus this enabled us to create an ECOPAY platform which is an innovative mobile payment system.
This is a preview of subscription content, log in via an institution to check access.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
Preview
Unable to display preview. Download preview PDF.
References
Donovan, K.: Mobile Money for Financial Inclusion. Information and Communications for Development (2012)
Agunloye, O.: Progress on Nigeria’s eGovernment and ePayment Projects. A Presentation at the AITEC Banking and Mobile Money Conference (May 2010)
Taddesse, W., Kidan, T.G.: ePayment: Challenges and Opportunities in Ethiopia
Jack, W., Suri, T.: The Economic of M-Pesa (August 2010)
International Monetary Fund. Regional Economic outlook: Sub-Saharan Africa. World Economic and Financial Surveys (October 2011)
Salmon, K., et al.: Mobile paiement: Enjeux et perspective du développement du m-paiement (2011)
CGAP. CGAP Mobile-money Expectation Survey (September 2010)
Alliance For Financial Inclusion. Faciliter les transferts d’argent par téléphone mobile, Le traitement de M-Pesa par la Banque centrale du Kenya, Février (2010)
Männle, M.: Interoperable Mobile Payment – A Requirements-Based Architecture. Encorus Technologies GmbH; product management Payment Platform
Rasiah, D.: ATM Risk Management and Controls. European Journal of Economics, Finance and Administrative Sciences (2010)
Baumüller, H.: Facilitating agricultural technology adoption among the poor: The role of service delivery through mobile phones. ZEF Working Paper Series (2012)
Ondrus, J., Pigneur, Y.: Architecture for Mobile Payments and Couponing in the Retail Industry. In: 17th Bled eCommerce Conference Global (2004)
Shen, S.: Mobile Payment, Worldwide, 2009-2016, Gartner Research (2012)
Mobile Payments 2002 - making mobile services pay. Wireless World Forum (2002)
Author information
Authors and Affiliations
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2013 ICST Institute for Computer Science, Social Informatics and Telecommunications Engineering
About this paper
Cite this paper
Nana Mbinkeu, R.C. (2013). Analysis and Design of Mobile Payment Platform in African Context. In: Jonas, K., Rai, I.A., Tchuente, M. (eds) e-Infrastructure and e-Services for Developing Countries. AFRICOMM 2012. Lecture Notes of the Institute for Computer Sciences, Social Informatics and Telecommunications Engineering, vol 119. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-642-41178-6_15
Download citation
DOI: https://doi.org/10.1007/978-3-642-41178-6_15
Publisher Name: Springer, Berlin, Heidelberg
Print ISBN: 978-3-642-41177-9
Online ISBN: 978-3-642-41178-6
eBook Packages: Computer ScienceComputer Science (R0)