Abstract
Insurance fraud, while not a new problem, has recently taken on gigantic steps to becoming a leading crime problem through the world. In this chapter, the basic underlying principles of insurance are presented as well as some of the underlying reasons for the prevalence of insurance fraud in today’s society.
Insurance fraud differs from most other crimes in that the perpetrators of fraud often do not consider their acts as being criminal. The psychological motivations for taking on this attitude are presented in the chapter.
The dimensions of the insurance business in Austria, the types of insurance fraud committed by the offenders and the dimensions of insurance fraud in Austria are considered in the chapter. In addition the response of private and public investigators to violators, including the methods used to detect fraud in the insurance industry and the strategies used in the investigation and prosecution of fraudsters, is covered in the chapter. In addition, the importance of the co-operative efforts of the private investigators and the public justice agencies is considered.
This is a preview of subscription content, log in via an institution to check access.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
References
Association of the Austrian Insurance Companies. (2006). Training manual. Association of Austrian Insurance Companies: Salzburg, Austria.
Association of Austrian Insurance Companies. (n.d.) www.vvo.at – Information about the Austrian insurances.
Association of Certified Law Examiners (ACFE). (2002). Report to the nation on occupational fraud and abuse (pp.1–42). http:www.acfe.com (Accessed 8/10/2018).
Austrian Criminal Code, section 151, in power since 1975, and Theodor Gösswein-Seiko DDr., “Vernehmungskunde”, p.92, published By Leykam, Verlag für recht, Staat und Wirtschaft, Graz 1979.
Austrian Criminal Code, Section 298, in power since 1975.
Austrian Criminal Code, Section 146ff., in power since 1975.
Austrian Criminal Code, section 167, in power since 1975.
Bogner, F. (1987). Speech titled “Fight against insurance fraud” presented at the Kuratorium for Verkehrssicherheit: Osterreich.
Edelbacher, M. (1995–2017). Lecture: Strategies to fight insurance fraud. Internal Publication by the Vienna University of Economy and Business Administration, Financial Department. Vienna, Austria.
Edelbacher, M. (1996, 4/7/). Interview of Pokorny Klaus on Dachverband der Osterreichischen and personal experience as chair of the Austrian Insurance Fraud Control Office (2004–2006).
Edelbacher, M. (2016). Insurance fraud. Presentation at the COB Academy Advanced: Insurance Fraud in the MTPL Claims Handling, Brussels, 25 Feb 2016.
Edelbacher, M. (2017). Fight against insurance fraud, Paper presentation at the in Brussels, pp. 1–25.
Geerds, F. (1983). Zur-sozialen problematek des Versicheringsmissbrauches- Die Kriminellen Praktiken und ihre Folgen fur des Versicherungswesen- Lecture held at Fourth Insurance Symposium in Graz.
Geers, F. (1984). Zur-soziale problematek des Versicheringsmissbrauches- Die Kriminellen Praktiken und ihre Folgen fur des Versicherungswesen. Die Versicherungsrundschau (39), 3–4. pp. 96–99.
Kratcoski, P., & Edelbacher, M. (2016). In J. Eterno & C. Simonson (Eds.), Insurance fraud. Detective investigations handbook (pp. 67–86). Boca Raton: CRC Press /Taylor &Francis Group.
Kuratorium Sicheres Österreich Meeting in Maria Alm. (1993). Salzburg, Austria 3.
Schwalb, T. (2007a). Insurance applications. Accessed 4/26.2014
Schwalb, T. (2007b). White paper: Fraud detection and prevention: Transactional analysis for effective fraud detection. Retrieved 4/26/2014
Schwind, H. (1993). Eine praxisorientierte Einführung mit Beispielen“, (6th edition), in Kriminalistik, (28) Heidelbarg, Kriminalsitik Verlag, Heidelberg, Verlag. :pp 9
Theil, M. (2012). In M. Edelbacher, P. Kratcoski, & M. Theil (Eds.), Dealing with insurance: What can be learned? Financial Crimes: A threat to global security (pp. 269–287). Boca Raton: CRC Press/Talyor &Francis Group.
Author information
Authors and Affiliations
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2018 Springer International Publishing AG, part of Springer Nature
About this chapter
Cite this chapter
Edelbacher, M., Theil, M. (2018). Fraud and Corruption in the Insurance Industry: An Austrian Perspective. In: Kratcoski, P., Edelbacher, M. (eds) Fraud and Corruption. Springer, Cham. https://doi.org/10.1007/978-3-319-92333-8_9
Download citation
DOI: https://doi.org/10.1007/978-3-319-92333-8_9
Published:
Publisher Name: Springer, Cham
Print ISBN: 978-3-319-92332-1
Online ISBN: 978-3-319-92333-8
eBook Packages: Law and CriminologyLaw and Criminology (R0)