SME Microfinance, Fractional Ownership and Crowdfunding

Abstract

Expanding on some of the UN’s priorities, in this chapter we explore the challenges facing communities of small businesses globally, including the financing challenges they face, and discuss how emerging technology solutions, platform solutions and behavioural reputation systems can help them re-establish community cohesion and their economic power. This is an opportunity for developing economies, where many people are poorly served by the financial system and exploited as a result, but also in developed economies where there’s a real opportunity to rebalance the power of individuals and small businesses.