Abstract
WAEMU banks should provide more facilities and convenience to theirs customers but they also should take all steps and expensive measures to make online transactions more safe and secure. Several type of controls are proposed to manage different risks related to infiltrations, breaching, stealing data and cyber-attacks. Controls maturity are measured using the actual method which is manual, require time and personal investment and have some estimation error. In this paper, we propose and apply two models on all internet banking controls in order to automatize the quantification of their maturity. The both models allow optimal assessment of security measures and aim to improve security of Ebanking transactions including increase of comfort and time saving for underserved areas. The results of our study also enable economic/social well-being and financial inclusion to people in rural areas who use internet connection for mobile banking transactions.
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© 2018 ICST Institute for Computer Sciences, Social Informatics and Telecommunications Engineering
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Ndaw, M., Mendy, G., Ouya, S., Seck, D. (2018). Quantify the Maturity of Internet Banking Security Measures in WAEMU (West African Economic and Monetary Union) Banks. In: M. F. Kebe, C., Gueye, A., Ndiaye, A. (eds) Innovation and Interdisciplinary Solutions for Underserved Areas. CNRIA InterSol 2017 2017. Lecture Notes of the Institute for Computer Sciences, Social Informatics and Telecommunications Engineering, vol 204. Springer, Cham. https://doi.org/10.1007/978-3-319-72965-7_11
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DOI: https://doi.org/10.1007/978-3-319-72965-7_11
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