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Insurance Regulation in the European Union pp 339–359Cite as

Palgrave Macmillan

Why Insurance Regulation Is Crucial for Long-Term Investment and Economic Growth

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Abstract

This chapter focuses on the role of insurers as providers of funds for long-term investment in the real economy, with an examination of the European market. The thesis is that financial regulation, and prudential insurance regulation in particular, crucially affects insurers’ investment behaviour and therefore their contribution to financial stability and economic growth, which for many reasons will be increasing in the near future. Accordingly, careful assessment of the effects of Solvency II on the insurance industry is required, bearing in mind the regulatory reviews planned for 2018 and 2020.

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Author information

Authors and Affiliations

  1. “La Sapienza” University of Rome, Rome, Italy

    Dario Focarelli

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  1. Dario Focarelli
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Editors and Affiliations

  1. Fac. of Banking, Finance & Insurance Science, Catholic University of the Sacred Heart, Milan, Italy

    Pierpaolo Marano

  2. University of Genoa, Genova, Italy

    Michele Siri

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Focarelli, D. (2017). Why Insurance Regulation Is Crucial for Long-Term Investment and Economic Growth. In: Marano, P., Siri, M. (eds) Insurance Regulation in the European Union. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-319-61216-4_15

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  • DOI: https://doi.org/10.1007/978-3-319-61216-4_15

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  • Publisher Name: Palgrave Macmillan, Cham

  • Print ISBN: 978-3-319-61215-7

  • Online ISBN: 978-3-319-61216-4

  • eBook Packages: Economics and FinanceEconomics and Finance (R0)

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