Abstract
Over the last few decades, technology has enabled banking sector to go beyond its traditional role and services provided. Role of technology, its spread and intensity is witnessed in the electronic mode of banking sector. It examined technology use in Indian banking industry and its impact on overall performance of its functioning in recent decades. Correlation between technology and productivity ratios produced statistically significant values. For the ratio of interest cost to total assets, statistically significant results were obtained but coefficients do not have theoretically expected signs. The study might be a useful general understanding of the effects of technological-based digital banking in India.
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Bishnoi, T.R., Devi, S. (2017). Information Technology in Banking System. In: Banking Reforms in India. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-319-55663-5_8
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DOI: https://doi.org/10.1007/978-3-319-55663-5_8
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