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The Business Model of Banks: A Review of the Theoretical and Empirical Literature

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The Business of Banking

Abstract

The business model (BM) has become a key concept in banking literature. The topic’s relevance is due to the impact of the crisis on bank profitability and risk levels, leading to new challenges for bank managers, analysts and regulators. The paper draws on the strategic management studies to deepen and specify the concept of corporate strategy, business strategy and business model. This theoretical frameworg guides our review of banking business model literature.

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Authors and Affiliations

  1. University of Modena and Reggio Emilia, Modena, Italy

    Stefano Cosma, Riccardo Ferretti, Elisabetta Gualandri, Andrea Landi & Valeria Venturelli

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  1. Stefano Cosma
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  2. Riccardo Ferretti
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  3. Elisabetta Gualandri
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  4. Andrea Landi
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  5. Valeria Venturelli
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Corresponding author

Correspondence to Elisabetta Gualandri .

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Editors and Affiliations

  1. Department of Economics, University of Verona, Verona, Italy

    Giusy Chesini

  2. Department of Business Administration, University of Verona, Verona, Italy

    Elisa Giaretta

  3. Department of Economic and Statistical Sciences, University of Udine, Udine, Italy

    Andrea Paltrinieri

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Cosma, S., Ferretti, R., Gualandri, E., Landi, A., Venturelli, V. (2017). The Business Model of Banks: A Review of the Theoretical and Empirical Literature. In: Chesini, G., Giaretta, E., Paltrinieri, A. (eds) The Business of Banking. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-319-54894-4_7

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  • DOI: https://doi.org/10.1007/978-3-319-54894-4_7

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