Skip to main content
SpringerLink
Log in

Fintech Innovation

  • Chapter
  • First Online:
The Future of FinTech

Part of the book series: Palgrave Studies in Financial Services Technology ((FST))

Abstract

One of the critical aspects in fintech initiatives is their intrinsic innovative attitude. This is a global phenomenon aiming to provide innovations in the financial services industry. Fintech initiatives have been leveraging on innovation, especially by means of new technologies, often delivered through online and mobile channels, in order to act upon the industry by disintermediating traditional financial institutions.

This is a preview of subscription content, log in via an institution to check access.

Access this chapter

Log in via an institution
Chapter
USD 29.95
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
eBook
USD 149.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book
USD 199.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book
USD 199.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Institutional subscriptions

Notes

  1. 1.

    Forrester Research 2015. The State Of Digital Business 2014, [online] Available at: http://blogs.forrester.com/f/b/users/NFENWICK /Infographic_1v4.pdf, Accessed 27 July 2016.

  2. 2.

    Kipling R. (2013), Just So Stories, CreateSpace Independent Publishing Platform.

  3. 3.

    http://www.cisco.com/c/m/it_it/tomorrow-starts-here/ioe.html, Accessed 27 July 2016.

  4. 4.

    http://faculty.winthrop.edu/domanm/csci411/Handouts/NIST.pdf, Accessed 27 July 2016.

  5. 5.

    http://www.cnbc.com/2016/01/14/jpmorgan-chase-reports-q4-earnings.html, Accessed 27 July 2016.

  6. 6.

    http://csrc.nist.gov/groups/SMA/forum/documents/june2012presentations/fcsm_june2012_cooper_mell.pdf, Accessed 06 August 2016.

  7. 7.

    Banking on Big Data, Banking Technology. 3 December (2014).

  8. 8.

    Lohit, N, (2013), Big data, Bigger Facts, July 5. http://blogs.sap.com/innovation/big-data/big-data-bigger-facts-098520, accessed 04 October 2013.

  9. 9.

    PwC (2015), Business Booster Data Analytics, PwC Report, August.

  10. 10.

    PwC (2015), ibid.

  11. 11.

    Fintech 100 (2015), Leading Global Fintech Innovators, Reports, http://fintechinnovators.com/uploads/H2-Fintech-Innovators-2015.pdf, Accessed 07 August 2016.

  12. 12.

    Fintech 100 (2015), Leading Global Fintech Innovators, Reports, http://fintechinnovators.com/uploads/H2-Fintech-Innovators-2015.pdf, Accessed 07 August 2016.

  13. 13.

    http://fintechinnovators.com/company/470, Accessed 13 August 2016.

  14. 14.

    http://www.the-digital-insurer.com/dia/progressives-business-innovation-garage/, Accessed 26 August 2016.

  15. 15.

    https://hbr.org/2014/03/insurance-companies-untapped-digital-opportunity/, Accessed 28 May 2015.

  16. 16.

    http://www.fintechinnovators.com/company/485, Accessed 10 August 2016.

  17. 17.

    http://www.bobsguide.com/guide/news/2016/Aug/8/5-chinese-fintech-unicorns-to-watch/, Accessed 10 August 2016.

  18. 18.

    http://www.gruenderszene.de/allgemein/deutsche-banken-fintech-unicorn, Accessed 20 August 2016.

  19. 19.

    http://www.cisco.com/c/m/it_it/tomorrow-starts-here/ioe.html, Accessed 27 July 2016.

  20. 20.

    http://www.gartner.com/newsroom/id/3165317, Accessed 20 August 2016.

  21. 21.

    Deloitte, Financial Services in the age of the Internet of Things, 2015. https://www2.deloitte.com/content/dam/Deloitte/cn/Documents/about-deloitte/aff2015/deloitte-cn-aff-postcon-leaflet-en-150227.pdf, Accessed 20 August 2016.

  22. 22.

    https://www.accenture.com/au-en/success-visa-connected-commerce-car, Accessed 26 August 2016.

  23. 23.

    https://letstalkpayments.com/how-to-integrate-payments-in-iot-devices/, Accessed 20 August 2016.

  24. 24.

    There is a debate if what is Bitcoin from a taxation point of view. EU considers it a currency, SEC a security and the USA IRS a commodity (hence subject to tax). See also http://blogs.wsj.com/digits/2015/10/22/eu-rules-bitcoin-is-a-currency-not-a-commodity-virtually/, Accessed 04 August 2016.

  25. 25.

    https://www2.deloitte.com/content/dam/Deloitte/uk/Documents/Innovation/deloitte-uk-what-is-blockchain-2016.pdf, Accessed 27 July 2016.

  26. 26.

    Public domain material, General Services Administration (http://www.its.bldrdoc.gov/fs-1037/fs-1037c.htm).

  27. 27.

    https://www.icbpi.it/block-chain-come-la-tecnologia-al-cuore-di-bitcoin-puo-cambiare-la-banca-e-non-solo/, Accessed 13 August 2016.

  28. 28.

    Kwon, J. (2014), TenderMint: Consensus without Mining, http://tendermint.com/docs/tendermint.pdf, Accessed 31 July 2016.

  29. 29.

    http://www.slideshare.net/lablogga/blockchain-consensus-protocols, Accessed 31 July 2016.

  30. 30.

    https://cointelegraph.com/news/five-books-on-blockchain-and-bitcoin-you-may-need-right-now, Accessed 27 July 2016.

  31. 31.

    http://www.bloomberg.com/news/articles/2016-08-03/bitcoin-plunges-after-hackers-breach-h-k-exchange-steal-coins, Accessed 08 August 2016.

  32. 32.

    Financial Times, 6 August (2016).

  33. 33.

    https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/492972/gs-16-1-distributed-ledger-technology.pdf, Accessed 20 August 2016.

  34. 34.

    https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/492972/gs-16-1-distributed-ledger-technology.pdf, Accessed 20 August 2016.

  35. 35.

    Swan, M. Blockchain Consensus Protocol, slideshare.net/lablogga/blockchain-consensus-protocols, Accessed 11 August 2016.

  36. 36.

    http://dupress.com/articles/trends-blockchain-bitcoin-security-transparency/, Accessed 20 August 2016.

  37. 37.

    See also http://www.slideshare.net/AccentureInsurance/mastering-a-social-media-strategy-in-insurance-in-four-steps, Accessed 20 August 2016.

  38. 38.

    http://www.forbes.com/sites/tomgroenfeldt/2015/01/29/lenddo-creates-credit-scores-using-social-media/#1a1c5a243f79, Accessed 20 August 2016.

  39. 39.

    http://pfnyc.org/wp-content/uploads/2014/06/NY-FinTech-Report-2014.pdf, Accessed 20 August 2016.

  40. 40.

    http://www.computerweekly.com/feature/The-rise-of-the-robots-in-financial-services, Accessed 20 August 2016.

  41. 41.

    Financial Advice for People who aren’t rich, The New York Times, Apr (2014).

  42. 42.

    http://fortune.com/2015/08/26/blackrock-robo-advisor-acquisition/, Accessed 27 July 2016.

  43. 43.

    http://www.businessinsider.com/betterment-announces-partnership-with-fidelity-2014-10?IR=T, Accessed 27 July 2016.

  44. 44.

    PricewaterhouseCoopers (2015), ibid.

  45. 45.

    EY (2015), Advice goes virtual: How new digital investment services are changing the wealth management landscape, http://www.ey.com/Publication/vwLUAssets/Advice-goes-virtual/$FILE/EY-Digital-investment-services-Canada.pdf, Accessed 20 August 2015.

  46. 46.

    Fintech 100 (2015), Leading Global Fintech Innovators, Reports, page 9, http://fintechinnovators.com/uploads/H2-Fintech-Innovators-2015.pdf, Accessed 07 August 2016.

  47. 47.

    Fintech 100 (2015), Leading Global Fintech Innovators, Reports, page 28, http://fintechinnovators.com/uploads/H2-Fintech-Innovators-2015.pdf, Accessed 07 August 2016.

  48. 48.

    Fintech 100 (2015), Leading Global Fintech Innovators, Reports, page 26, http://fintechinnovators.com/uploads/H2-Fintech-Innovators-2015.pdf, Accessed 07 August 2016.

  49. 49.

    https://www.personalcapital.com/company/about, Accessed 20 August 2016.

  50. 50.

    https://www.moneyfarm.com/it/chi-siamo, Accessed 07 August 2016.

  51. 51.

    EY (2015), Advice goes virtual: How new digital investment services are changing the wealth management landscape, http://www.ey.com/Publication/vwLUAssets/Advice-goes-virtual/$FILE/EY-Digital-investment-services-Canada.pdf, Accessed 20 August 2016.

  52. 52.

    http://www.bluerating.com/banche-e-reti/178-consulenti/49046-robo-advisor-agli-italiani-piacciono-ma-con-il-consulente-vicino.html, Accessed 15 July 2016.

  53. 53.

    http://www.notey.com/blogs/roboadvisors, Accessed 20 August 2016.

  54. 54.

    http://www.accaglobal.com/content/dam/ACCA_Global/Technical/fin/ea-robots-finance-shared-services-0909.pdf, Accessed 26 August 2016.

  55. 55.

    http://genfour.net/robotic-process-automation/, Accessed 05 August 2016.

  56. 56.

    http://kpmgkonduct.com/about-kpmg/, Accessed 11 July 2016.

  57. 57.

    http://www2.deloitte.com/content/dam/Deloitte/us/Documents/regulatory/us-advisory-bitcoin-regulation-dcrs.pdf, Accessed 20 August 2016.

  58. 58.

    http://www.coindesk.com/rethinking-bitcoin-market-cap/, Accessed 28 July 2016.

  59. 59.

    https://www.weforum.org/events/world-economic-forum-annual-meeting-2016/sessions/the-transformation-of-finance-8824a51b-91e1-4f29-88a2-abbfabb5fa8f/, Accessed 28 July 2016.

  60. 60.

    “The Transformation of Finance. Fintech @ Davos World Economic Forum” Video YouTube, 5:30. Published by YouTube, January 21, 2016. https://www.youtube.com/watch?v=AsetntXCPRQ, Accessed 31 July 2016.

  61. 61.

    International Monetary Fund, Virtual Currencies and Beyond: Initial considerations, Jan 2016. http://www.imf.org/external/pubs/ft/sdn/2016/sdn1603.pdf, Accessed 31 July 2016.

  62. 62.

    Https://www.imf.org/external/pubs/ft/sdn/2016/sdn1603.pdf, Accessed 31 July 2016.

  63. 63.

    https://www.finextra.com/news/announcement.aspx?pressreleaseid=61456, Accessed 07 August 2016.

  64. 64.

    http://fintechinnovators.com/company/524, Accessed 07 August 2016.

  65. 65.

    https://startupxplore.com/en/startups/colu, Accessed 20 August 2016.

  66. 66.

    http://www.ft.com/cms/s/0/1a962c16-6952-11e6-ae5b-a7cc5dd5a28c.html, Accessed 26 August 2016.

  67. 67.

    http://www.ft.com/cms/s/0/1a962c16-6952-11e6-ae5b-a7cc5dd5a28c.html, Accessed 25 August 2016.

References

  • ABI. (2013, May 9). Internet of everything research service. ABI Research Report.

    Google Scholar 

  • Albright, S. C. W. C., Winston, W., & Zappe, C. (2010). Data analysis and decision making. Boston, MA: Cengage Learning.

    Google Scholar 

  • Al-Debei, M. M., & Avison, D. (2010). Developing a unified framework of the business model concept. European Journal of Information Systems, 19, 359–376.

    Article  Google Scholar 

  • Anderson, J., & Rainie, L. (2014, May 14). The Internet of things will thrive by 2025: Main Report: An In-depth Look at Expert Responses. Pew Research Center, 1–66.

    Google Scholar 

  • Antonopoulos, A. M. (2014). Mastering Bitcoin: Unlocking digital cryptocurrencies. Sebastopol, CA: O’Reilly Media.

    Google Scholar 

  • Bhargava, A. (2014). A dozen ways insurers can leverage Big Data for business value. Tata Consultancy Services White Paper, 1–12.

    Google Scholar 

  • Cantamessa, M., & Montagna, F. (Eds.). (2016). Business model innovation. In Management of innovation and product development: Integrating business and technological perspectives (pp. 115–135). London, UK: Springer.

    Google Scholar 

  • Carlzon, J., & Peters, T. (1987). Moments of truth. Cambridge, MA: Ballinger.

    Google Scholar 

  • Carter, P. (2011). Big Data Analytics: Future architectures, skills and roadmaps for the CIO. IDC Whitepaper, 1–16.

    Google Scholar 

  • Cavanillas, J. M., Curry, E., & Wahlster, W. (Eds.). (2016). New horizons for a data-driven economy. Heidelberg, Germany: Springer Open.

    Google Scholar 

  • Chandler, A. D. (1962). Strategy & structure: Chapter in the history of American industrial enterprise. Cambridge, MA: MIT Press.

    Google Scholar 

  • Chen, M. C., Chen, S. S., Yeh, H. M., & Tsaur, W. G. (2016). The key factors influencing internet finances services satisfaction: An empirical study in Taiwan. American Journal of Industrial and Business Management, 6(06), 748–762.

    Article  Google Scholar 

  • Chesbrough, H. (2010). Business model innovation: opportunities and barriers. Long Range Planning, 43(2), 354–363.

    Article  Google Scholar 

  • Chui, M., et al. (2012). The social economy: Unlocking value and productivity through social technologies. McKinsey Global Institute Report, 1–184.

    Google Scholar 

  • Christensen, C. (2013). The innovator’s dilemma: When new technologies cause great firms to fail. Cambridge, MA: Harvard Business Review Press.

    Google Scholar 

  • Cutroni, J. (2010). Google analytics. Luxembourg: Amazon Media EU S.à r.l.

    Google Scholar 

  • Davenport, T. H. (2013). Analytics 3.0. Harvard Business Review, 91(12), 64–72.

    Google Scholar 

  • Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly, 13(3), 319–340.

    Article  Google Scholar 

  • Deloitte. (2015). Financial services in the age of the internet of things. Retrieved July 31, 2016, from https://www2.deloitte.com/content/dam/Deloitte/cn/Documents/about-deloitte/aff2015/deloitte-cn-aff-postcon-leaflet-en-150227.pdf

  • Desyllas, P., & Sako, M. (2013). Profiting from business model innovation: Evidence from Pay-As-You-Drive auto insurance. Research Policy, 42(1), 101–116.

    Article  Google Scholar 

  • Ernst and Young. (2016). UK Fintech: On the cutting edge, Ernst and Young Report. Retrieved July 31, 2016, from http://www.ey.com/Publication/vwLUAssets/EY-UK-FinTech-On-the-cutting-edge/$FILE/EY-UK-FinTech-On-the-cutting-edge.pdf

  • Fall, K. R., & Stevens, W. R. (2011). TCP/IP illustrated, volume 1: The protocols. Boston, MA: Addison-Wesley.

    Google Scholar 

  • Feldman, R., & Sanger, J. (2007). The text mining handbook: Advanced approaches in analyzing unstructured data. Cambridge, UK: Cambridge University Press.

    Google Scholar 

  • Fintech 100. (2015). Leading Global Fintech innovators. Report 2015. Retrieved August 24, 2016, from http://www.fintechinnovators.com/

  • Fung, H. P. (2014). Criteria, use cases and effects of information technology process automation (ITPA). Institute for Robotic Process Automation, 3, 124.

    Google Scholar 

  • Gubbi, J., Buyya, R., Marusic, S., & Palaniswami, M. (2013). Internet of Things (IoT): A vision, architectural elements, and future directions. Future Generation Computer Systems, 29(7), 1645–1660.

    Article  Google Scholar 

  • Gulamhuseinwala, I., Bull, T., & Lewis, S. (2015). Fintech is gaining traction and young, high-income users are the early adopters. Journal of Financial Perspectives, 3(3), 1–20.

    Google Scholar 

  • H2 Ventures, KPMG and Matchi. (2016). Fintech 100. Leading Global Fintech innovators, Report 2015. Retrieved July 31, 2016, from https://www.kpmg.com/FR/fr/IssuesAndInsights/ArticlesPublications/Documents/Etude-Fintech100-2015.pdf

  • Hey, T., Tansley, S., & Tolle, K. (Eds.). (2009). The fourth paradigm. Redmont, WA: Microsoft Research.

    Google Scholar 

  • Huberman, A. M., & Miles, M. B. (2013). Innovation up close: How school improvement works. New York, NY: Springer Science & Business Media.

    Google Scholar 

  • Hu, H., Wen, Y., Chua, T. S., & Li, X. (2014). Toward scalable systems for Big Data Analytics: A technology tutorial. IEEE Access, 2, 652–687.

    Google Scholar 

  • Hussain, K., & Prieto, E. (2016). Big Data in the finance and insurance sectors. In J. M. Cavanillas, E. Curry, & W. Wahlster (Eds.), New horizons for a data-driven economy. Heidelberg, Germany: Springer Open.

    Google Scholar 

  • IMF—International Monetary Fund. (2016). Virtual currencies and beyond: Initial considerations. Retrieved February 21, 2017, from http://www.imf.org/external/pubs/ft/sdn/2016/sdn1603.pdf

  • Kim, Y., Park, Y. J., & Choi, J. (2016). The adoption of mobile payment services for Fintech. International Journal of Applied Engineering Research, 11(2), 1058–1061.

    Google Scholar 

  • Kipling, R. (2013). Just so stories. CreateSpace Independent Publishing Platform.

    Google Scholar 

  • Kroll, J. A., Davey, I. C., & Felten, E. W. (2013). The economics of Bitcoin Mining or, Bitcoin in the presence of adversaries. Workshop on the economics of information security.

    Google Scholar 

  • Kwon, J. (2014). TenderMint: Consensus without mining, 2014. Retrieved February 21, 2017, from http://tendermint.com/docs/tendermint.pdf

  • Lamberg, H., & Närvänen, E. (2015). Creating market orientation in a professional high-tech organization. International Journal of Business and Management, 10(5), 44.

    Article  Google Scholar 

  • Leavitt, H. J. (1965). Applied organizational change in industry: Structural, technical and humanistic approaches. In J. G. March (Ed.), Handbook of organizations (pp. 1144–1170). Chicago: Rand McNally.

    Google Scholar 

  • Lemma, V. (2016). The shadow banking system. London, UK: Palgrave Macmillan.

    Book  Google Scholar 

  • Lindgardt, Z., et al. (2009). Business model innovation. When the game gets tough, change the game. Boston, MA: The Boston Consulting Group.

    Google Scholar 

  • Lohit, N. (2013, July 5). Big data. Bigger Facts. Retrieved October 4, 2016, from http://blogs.sap.com/innovation/big-data/big-data-bigger-facts-098520

  • Lopez, J. C., Babcic, S., & De La Ossa, A. (2015). Advice goes virtual: How new digital investment services are changing the wealth management landscape. Journal of Financial Perspectives, 3(3), 1–191.

    Google Scholar 

  • Manyika, J. M., Chui, M., Brown, B., Bughin, J., Dobbs, R., Roxburgh, C., et al. (2011). Big Data: The next frontier for innovation, competition, and productivity. Washington, DC: McKinsey Global Institute.

    Google Scholar 

  • McKinsey. (2016, August). The CEO guide to customer experience. McKinsey Quarterly. Retrieved August 25, 2016, from http://www.mckinsey.com/business-functions/operations/our-insights/the-ceo-guide-to-customer-experience

  • Monks, K., & Michellod, N. (2014, September 12). Digital transformation in insurance: Differences across continents. Celent Industry Trends Report. Retrieved August 25, 2016, from http://celent.com/reports/digital-transformation-insurance-differences-across-continents

  • Ngai, J. L., Qu, J., & Zhou, N. (2016, July). What’s next for China’s booming Fintech sector? McKinsey Review. Retrieved August 25, 2016.

    Google Scholar 

  • Nicoletti, B. (2012). Cloud computing in financial services. London, UK: Palgrave Macmillan.

    Google Scholar 

  • Nicoletti, B. (2014a). Mobile banking. London, UK: Palgrave Macmillan.

    Book  Google Scholar 

  • Nicoletti, B. (2014b, Feburary). Using operational analytics to achieve a digitized, visible supply chain. Inbound Logistics, 1.

    Google Scholar 

  • Nicoletti, B. (2016). Digital insurance. London, UK: Palgrave Macmillan.

    Book  Google Scholar 

  • Osterwalder, A., Pigneur, Y., Smith, A., & 470 practitioners from 45 countries. (2010). Business model generation. Self-published.

    Google Scholar 

  • Pilkington, M. (2016). Blockchain technology: Principles and applications. In F. Xavier Olleros & Majlinda Zhegu (Eds.), Research handbook on digital transformations. Chaltenam, UK: Edward Elgar.

    Google Scholar 

  • Porter, M. E. (1990). The competitive advantage of nations. Harvard Business Review, 68(2), 73–91.

    Google Scholar 

  • Pricewaterhousecoopers. (2015). Consumer lending: Understanding today’s empowered borrowers. Retrieved February 24, 2017, from https://www.pwc.com/us/en/consumer-finance/assets/pwc-consumer-lending-radar.pdf

  • PwC. (2016). Blurred lines. How Fintech is shaping financial services. Retrieved February 22, 2017, from https://www.pwc.com/il/en/home/assets/pwc_fintech%20global_report.pdf

  • Rivera, J., & van der Meulen, R. (2013, December 12). Forecast: The internet of things, Worldwide. Gartner Report. Retrieved August 25, 2016, from http://www.gartner.com/newsroom/id/2636073

  • Schierz, P. G., et al. (2010). Understanding customer acceptance of mobile payment services: An empirical analysis. Electronic Commerce Research and Applications, 9(3), 209–216.

    Article  Google Scholar 

  • Siegel, M. (2003). The sense-think-act paradigm revisited. Robotic Sensing, 1–5.

    Google Scholar 

  • Simmons, R. J. (2016). Blockchain explained: A technology guide to the Bitcoin and cryptocurrency Fintech Revolution. Belle Isle, FL: Sparrow Publications.

    Google Scholar 

  • Tiwari, R., & Buse, S. (2007). The mobile commerce prospects: A strategic analysis of opportunities in the banking sector. Hamburg, Germany: Hamburg University Press.

    Google Scholar 

  • Troester, M. (2012). Big Data meets Big Data Analytics: Three key technologies for extracting real-time business value from the Big Data that threatens to overwhelm traditional computing architectures. SAS White Paper, 1–13.

    Google Scholar 

  • Utterback, J. (1994). Mastering the dynamics of innovation: How companies can seize opportunities in the face of technological change. Thesis at the University of Illinois at Urbana-Champaign’s Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship, Urbana, IL.

    Google Scholar 

  • Woerner, S., & Wixom, B. H. (2015). Big Data: Extending the business strategy toolbox. Journal of Information Technology, 30(1), 60–62.

    Article  Google Scholar 

  • World Economic Forum. (2015). The Future of Fintech : A paradigm shift in small business finance. Geneva, Switzerland: World Economic Forum Publications.

    Google Scholar 

  • Zeithaml, V. A., Berryh, L. L., & Parasuraman, A. (1996). The behavioral consequences of service quality. Journal of Marketing, 60, 31–46.

    Article  Google Scholar 

  • Zhang, L., Stoffel, A., Behrisch, M., Mittelstadt, S., Schreck, T., Pompl, R. et al. (2012). Visual analytics for the Big Data era—A comparative review of state-of-the-art commercial systems. In Visual Analytics Science and Technology (VAST). 2012 IEEE Conference, 173–182

    Google Scholar 

  • Zhu, N. Q. (2013). Data visualization with D3. js cookbook. Birmingham, UK: Packt.

    Google Scholar 

Download references

Author information

Authors and Affiliations

  1. Rome, Italy

    Bernardo Nicoletti

Authors
  1. Bernardo Nicoletti
    View author publications

    You can also search for this author in PubMed Google Scholar

Rights and permissions

Reprints and permissions

Copyright information

© 2017 The Author(s)

About this chapter

Cite this chapter

Nicoletti, B. (2017). Fintech Innovation. In: The Future of FinTech. Palgrave Studies in Financial Services Technology. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-319-51415-4_4

Download citation

  • DOI: https://doi.org/10.1007/978-3-319-51415-4_4

  • Published:

  • Publisher Name: Palgrave Macmillan, Cham

  • Print ISBN: 978-3-319-51414-7

  • Online ISBN: 978-3-319-51415-4

  • eBook Packages: Economics and FinanceEconomics and Finance (R0)

Publish with us

Policies and ethics

Search

Navigation