Abstract
The aim of this paper is to analyze trends in lending policies, in particular the corporate loan share of eleven countries in Central and Eastern Europe (CEE), in an attempt to determine the main factors influencing the ability of their banking systems to efficiently provide credit services to the economy. Panel data analysis makes it possible to formulate a policy conclusion that in order to influence the structure of a loan portfolio and stimulate corporate loans, an efficient and high-performance banking market, epitomized by a high Multi-Level Performance Score, is not sufficient. Of greater importance are a favorable macroeconomic environment, an increasing scale, and the universal profile of banks. However, the last two entail considerable risk.
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Miklaszewska, E., Kil, K. (2016). Bank-Specific, Macroeconomic or Structural Variables: Which Explains Bank Enterprise Lending? The Evidence from Transition Countries. In: Carbó Valverde, S., Cuadros Solas, P., RodrÃguez Fernández, F. (eds) Bank Funding, Financial Instruments and Decision-Making in the Banking Industry. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-319-30701-5_4
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DOI: https://doi.org/10.1007/978-3-319-30701-5_4
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