Mobile Payments in Austria – Is Mobile Banking Paving the Way for Mobile Payments?

  • Katerina Markoska
  • Irene IvanochkoEmail author
  • Michal Greguš
Conference paper
Part of the Lecture Notes in Computer Science book series (LNCS, volume 9228)


The paper comprises three aspects of our contemporary society: the importance of the tertiary sector of the economy - services in the developed countries, the development of new (mobile) technologies and the high penetration rate as well as an acceptance of “the device” in contemporary history - smartphone. The aim of this work is to translate these three aspects into the banking service sector in Austria with a focus on the payments. Due to the fact that banks are much impacted by developments in new ICT technologies, and they are among the heaviest investors in IT, this paper attempts to provide an insight of how the banks implement or could implement new (mobile) technologies and end-devices such as the smartphones, and how it can influence banking services in general.


Smartphone Mobility Mobile payments Technology Mobile banking services 


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Copyright information

© Springer International Publishing Switzerland 2015

Authors and Affiliations

  • Katerina Markoska
    • 1
  • Irene Ivanochko
    • 1
    • 2
    Email author
  • Michal Greguš
    • 3
  1. 1.School of Business, Economics and StatisticsUniversity of ViennaViennaAustria
  2. 2.Secure Business Austria (SBA)Sommerpalais HarrachViennaAustria
  3. 3.Department of Information Systems, Faculty of ManagementComenius University in BratislavaBratislava 25Slovakia

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