Skip to main content

Mathematical Modelling and Bank Loan Systems: An Experience with Adults Returning to School

  • Chapter
Educational Paths to Mathematics

Abstract

We chose two Brazilian bank loan systems to discuss with a class of 20–38 year-old students from a last year in Brazilian “Education of Youth and Adults”, aiming to verify which kind of discussion—mathematical, technical or reflexive—emerges in a mathematical modelling environment. We divided the class in seven groups of three students, and organized four 90-min meetings during their mathematics classes, all of them in the evening. In each of the first three sessions, we presented three guiding questions to be discussed in the small groups. In the fourth, the teacher-researcher promoted a whole class discussion. In this article, we present some of the discussions raised during the sessions in one of the groups, which has shown interaction among them. We realised mathematical discussions were almost absent in their discourse and they were concerned with solving the questions as mathematical exercises.

This is a preview of subscription content, log in via an institution to check access.

Access this chapter

eBook
USD 16.99
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Hardcover Book
USD 109.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Institutional subscriptions

References

  • Araújo, J. L. (2007). Relação entre matemática e realidade em algumas perspectivas de modelagem matemática na educação matemática. In J. C. Barbosa, A. D. Caldeira, & J. L. Araújo (Eds.), Modelagem matemática na educação matemática Brasileira: pesquisas e práticas educacionais (pp. 17–32). Recife: SBEM.

    Google Scholar 

  • Barbosa, J. C. (2001). Modelagem Matemática: concepções e experiências de futuros professores. Unpublished PhD thesis, Universidade Estadual Paulista (UNESP Rio Claro), Instituto de Geociências e Ciências Naturais, Rio Claro.

    Google Scholar 

  • Barbosa, J. C. (2006). Mathematical modelling in classroom: A socio-critical and discursive perspective. Zentralblatt für Didaktik der Mathematik, 38(3), 293–301.

    Article  Google Scholar 

  • Bernstein, B. (2000). Pedagogy, symbolic control and identity: Theory, research, critique (Rev. ed.). Oxford: Rowman & Littlefield.

    Google Scholar 

  • Corôa, R. P. (2006). Saberes construídos pelos professores de matemática em sua prática docente na educação de jovens e adultos. Unpublished Master thesis, UFPA, Belém.

    Google Scholar 

  • Evans, J., Wedege, T., & Yasukawa, K. (2013). Critical perspectives on adults’ mathematics education. In M. A. Clements, A. J. Bishop, C. Keitel, J. Kilpatrick, & F. K. Leung (Eds.), Third international handbook of mathematics education (pp. 203–242). New York: Springer.

    Google Scholar 

  • FitzSimons, G. E. (2008). A comparison of mathematics, numeracy, and functional mathematics: What do they mean for adult numeracy practitioners? Adult Learning, 19, 8–11.

    Google Scholar 

  • Fonseca, M. D. (2005). Educação de jovens e adultos: especificidades, desafios e contribuições (2nd ed.). Belo Horizonte: Autêntica.

    Google Scholar 

  • Freire, P. (2005). Pedagogia do oprimido (45th ed.). Rio de Janeiro: Paz e Terra.

    Google Scholar 

  • Furtado, E. D. (2008). Políticas públicas de EJA no campo: do direito na forma da lei à realização precária e descontinuidade. In Anais do XIV Encontro Nacional de Didática e Prática de Ensino. Porto Alegre: Nexus Soluções e TI.

    Google Scholar 

  • Hassi, M. L., Hannula, A., & Saló i Nevado, L. (2010). Basic mathematical skills and empowerment: Challenges and opportunities, Finnish adult education. Adults Learning Mathematics–An International Journal, 5(1), 6–22.

    Google Scholar 

  • Kooro, M. B., & Lopes, C. E. (2007). Uma análise das propostas curriculares de matemática para a educação de jovens e adultos. Paper presented at XI Encontro Nacional de Educação Matemática, Belo Horizonte, UFMG.

    Google Scholar 

  • Lindenskov, L., & Wedege, T. (2001). Numeracy as an analytical tool in mathematics education and research. Roskilde: Centre for Research in Learning Mathematics, Roskilde University.

    Google Scholar 

  • Moretto, V. P. (2003). Construtivismo: a produção do conhecimento em aula (3rd ed.). Rio de Janeiro: DP&A.

    Google Scholar 

  • Niss, M. (1996). Goals of mathematics teaching. In A. J. Bishop, K. Clements, C. Keitel, J. Kilpatrick, & C. Laborde (Eds.), International handbook of mathematics education (pp. 11–47). Dordrecht: Kluwer.

    Google Scholar 

  • Oliveira, M. K. (2009). Cultura e psicologia: questões sobre o desenvolvimento do adulto. São Paulo: Hucitec.

    Google Scholar 

  • Skovsmose, O. (2004). Educação matemática critica: a questão da democracia (2nd ed.). Campinas: Papirus.

    Google Scholar 

  • Wedege, T. (2009). The problem field of adults learning mathematics. In G. Griffiths & D. Kaye (Eds.), Proceedings of 16th adults learning mathematics (pp. 13–24). London: Adults Learning Mathematics–A Research Forum.

    Google Scholar 

Download references

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Vera Helena Giusti de Souza .

Editor information

Editors and Affiliations

Rights and permissions

Reprints and permissions

Copyright information

© 2015 Springer International Publishing Switzerland

About this chapter

Cite this chapter

de Souza, V.H.G., de Lima, R.N., Campos, T.M.M., Gerardini, L. (2015). Mathematical Modelling and Bank Loan Systems: An Experience with Adults Returning to School. In: Gellert, U., Giménez Rodríguez, J., Hahn, C., Kafoussi, S. (eds) Educational Paths to Mathematics. Advances in Mathematics Education. Springer, Cham. https://doi.org/10.1007/978-3-319-15410-7_6

Download citation

Publish with us

Policies and ethics