Different Models of Postal Financial Services

  • Silvia SpinazzolaEmail author
  • Stefano Gori
  • Erik Maurice
  • Simona Romito
  • Ignazio Vacca
Part of the Topics in Regulatory Economics and Policy book series (TREP, volume 50)


Historically, Postal Operators (POs) have benefited from a monopoly of services and from governmental aid. Lately, liberalization in the postal sector together with the decrease in revenues coming from the mail business have forced the re-thinking of the business models of POs. Leveraging the traditional role of interface between government and the public, some POs have opted for the diversification of their business into the more sustainable provision of financial services.


Business Model Financial Institution Financial Service Postal Network Financial Inclusion 
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Copyright information

© Springer International Publishing Switzerland 2015

Authors and Affiliations

  • Silvia Spinazzola
    • 1
    Email author
  • Stefano Gori
    • 2
  • Erik Maurice
    • 1
  • Simona Romito
    • 3
  • Ignazio Vacca
    • 1
  1. 1.International Business Development, Strategic PlanningPoste ItalianeRomeItaly
  2. 2.UWEBristolUK
  3. 3.Regulatory and Institutional AffairsPoste ItalianeRomeItaly

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