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Fintech: The Recovery Activity for Non-performing Loans

  • Alessandro BarazzettiEmail author
  • Angela Di Iorio
Chapter
  • 238 Downloads
Part of the Computational Social Sciences book series (CSS)

Abstract

In this chapter we present an algorithmic evaluation method for valuing loans secured by real estate. The model described represents the synthesis of the various components that qualify non-performing loans: the legal aspect, the real estate aspect, and the financial aspect. We have developed an algorithm capable of simulating the mechanism of the judicial auction, which relates the various quantities that qualify a credit, both in the supply phase and in the litigation phase. The model can be used to optimize a financial portfolio.

Keywords

Non-performing loan Judicial auction Simulation Real estate Algorithm 

References

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Copyright information

© Springer Nature Switzerland AG 2019

Authors and Affiliations

  1. 1.QBT, saglChiasso (Canton Ticino)Switzerland
  2. 2.DCM & Partners srlMilanItaly

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