Understanding Internet Fraud: Denial of Risk Theory Perspective

  • Martin OffeiEmail author
  • Francis Kofi Andoh-Baidoo
  • Emmanuel Ayaburi
  • David Asamoah
Conference paper
Part of the IFIP Advances in Information and Communication Technology book series (IFIPAICT, volume 558)


Internet fraud has become a global problem attracting the attention of researchers, practitioners and policy makers. Existing empirical theoretical studies on internet crimes have mostly used neutralization and deterrence theories. Despite the insights from these theories, we are still observing an increase in the number of internet crimes. We argue that Denial of Risk theory may provide new insights on internet crimes such as internet fraud. We examined how each of the three dimensions of Denial of Risk theory (scapegoating, self-confidence and comparing of risk) serve as antecedent of the intention to commit internet fraud. Using responses from 350 individuals from internet fraud hotspots, we showed that scapegoating, self-confidence and comparing of risk are positively related to intention to commit internet fraud. The study offers theoretical and practical contributions to research in the spectrum of internet fraud and the theoretical application of denial of risk in cybercrime research.


Internet fraud Denial of risk theory Scapegoating Self-confidence Comparing of risk 


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Copyright information

© IFIP International Federation for Information Processing 2019

Authors and Affiliations

  • Martin Offei
    • 1
    Email author
  • Francis Kofi Andoh-Baidoo
    • 2
  • Emmanuel Ayaburi
    • 2
  • David Asamoah
    • 3
  1. 1.Koforidua Technical UniversityKoforiduaGhana
  2. 2.University of Texas Rio Grande ValleyEdinburgUSA
  3. 3.Kwame Nkrumah University of Science and TechnologyKumasiGhana

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