Making Profits in the New Competitive and Regulatory Framework

  • Mariarosa BorroniEmail author
  • Simone Rossi
Part of the Palgrave Macmillan Studies in Banking and Financial Institutions book series (SBFI)


This chapter aims to identify the main guidelines by which the new competitive, regulatory and macroeconomic context can be translated into managerial behaviors capable of generating a sustainable level of profitability for the bank. The competitive pressure deriving from new entrants into the market, the macroeconomic environment characterized by lower growth and lower interest rates, the choice of the business model and the composition of a bank’s assets are, in fact, strategic choices on which that bank’s life depends. The chapter provides managerial ‘instructions’ in each of these areas of interest, starting from the data provided by the market examined in the previous parts of the book.


Business model Management strategies Costs Capital Stability Bank branches 


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Copyright information

© The Author(s) 2019

Authors and Affiliations

  1. 1.Department of Economics and Social SciencesUniversità Cattolica del Sacro CuorePiacenzaItaly

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