Auto Insurance Claims in New Jersey and Pennsylvania

  • Jia-Hsing Yeh
  • Joan T. Schmit
Part of the Huebner International Series on Risk, Insurance and Economic Security book series (HSRI, volume 24)


Since the introduction of the automobile to modern American society, accidents and their resulting costs have been a source of concern. Naturally, horse-and-buggy, train, boat, and other transportation-related accidents preceded those of the automobile, offering ideas for the proper treatment of auto accident costs. Yet, no prior form of travel had as widespread an effect on the human social structure as did the automobile. The car ultimately touched the lives of all Americans. By the start of the twenty-first century, approximately one in every two Americans owned a car, resulting in over six million automobile accidents and 41,000 deaths annually on U.S. roads and highways.


Tort Option Bodily Injury Tort Claimant Auto Accident Auto Insurance 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.


Unable to display preview. Download preview PDF.

Unable to display preview. Download preview PDF.


  1. All-Industry Research Advisory Council, 1989Compensation for Automobile Injuries in the United StatesOak Brook, IL: AIRAC.Google Scholar
  2. Cummins, J. David, and Sharon Tennyson, 1992, Controlling Automobile Insurance CostsJournal of Economic Perspectives6, 2, 95–115.Google Scholar
  3. Derrig, Richard A., Herbert I. Weisberg, and Xiu Chen, 1994, Behavioral Factors and Lotteries under No-Fault with a Monetary Threshold: A Study of Massachusetts Automobile ClaimsThe Journal of Risk and Insurance61, 2, 245–275.CrossRefGoogle Scholar
  4. Ellis, Randall P., 1989, Employee Choice of Health InsuranceReview of Economics and Statistics71, 2, 215–223.CrossRefGoogle Scholar
  5. Herbers, Joseph A., 1994, Choice No-Fault: Actuarial Costing MethodsCasualty Actuarial Society Forum Ratemaking Call PapersWinter, 564–607.Google Scholar
  6. Insurance Research Council, 1996Fraud and Buildup in Auto Injury Claims: Pushing the Limits of the Auto Insurance SystemMalvern, PA: IRC.Google Scholar
  7. Insurance Research Council, 1999Injuries in Auto Accidents: An Analysis of Auto Insurance ClaimsMalvern, PA: IRC.Google Scholar
  8. Lascher, Edward L., Jr., 1999The Politics of Automobile Insurance Reform: Ideas Institutions and Public Policy in North AmericaWashington, DC: Georgetown University Press.Google Scholar
  9. Powers, Michael R., 1992, Equity in Automobile Insurance: Optional No-FaultThe Journal of Risk and Insurance59, 2, 203–220.CrossRefGoogle Scholar

Copyright information

© Kluwer Academic Publishers 2001

Authors and Affiliations

  • Jia-Hsing Yeh
    • 1
  • Joan T. Schmit
    • 2
  1. 1.Chinese University of Hong KongHong KongChina
  2. 2.University of WisconsinMadisonUSA

Personalised recommendations