Abstract
Private insurance has failed to respond adequately to the needs of people with emotional, alcohol, and drug abuse problems. Countless studies and observations by primary care physicians confirm that the majority of persons seeking care are suffering from illnesses with an emotional rather than psychological basis.1 Directing people with emotional problems to appropriate care would help to address the real root causes and would reduce the costly waste that results from mis-utilizing physical care facilities. Private insurance can play a vital role in this endeavor by establishing well-designed plans, either self-insured or third-party payment.
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Notes
See, for example, M. E. Olbrisch, “Psychotherapeutic Interventions in Physical Health: Effectiveness and Economic Efficiency,” American Psy chologist (September 1977): 764; and N. A. Cummings, “Prolonged (Ideal) versus Short-Term (Realistic) Psychotherapy,” Professional Psychology 8 (1977): 491.
L. S. Reed, E. S. Myers, and P. L. Scheidemandel, Health Insurance and Psychiatric Care: Utilization and Cost ( Washington, D.C.: American Psychiatric Association, 1972 ).
L. S. Reed, Coverage and Utilization of Care for Mental Conditions Under Health Insurance: Various Studies, 1973–1974 ( Washington, D.C.: American Psychiatric Association, 1975 ).
S. S. Wallack, “The Cost and Financing of Mental Illness,” report prepared for the President’s Commission on Mental Health by the Health Resources Administration of DHEW’s Public Health Service, January 1978, p. 10.
Committee on Nomenclature and Statistics of the American Psychiatric Association, Diagnostic and Statistical Manual of Mental Disorders: Second Edition ( Washington, D.C.: American Psychiatric Association, 1968 ).
Dr. Robert Laur, Blue Cross Association, quoted in report prepared by National Institute of Mental Health Work Group on National Insurance, “The Financing, Utilization and Quality of Mental Health Care in the United States,” Draft Report sponsored by the Office of Program Development and Analysis, National Institute of Mental Health, April 1976, p. 59.
R. H. Egdahl and D. C. Walsh, eds., Containing Health Benefit Costs: The Self-Insurance Option ( New York: Springer-Verlag, 1979 ).
Committee on Governmental Agencies, The Effect of the Method of Payment on Mental Health Care Practice, vol. 9, report no. 95 ( New York: Group for the Advancement of Psychiatry, 1975 ), pp. 533–548.
M. A. Glasser, T. J. Duggan, and W. S. Hoffman, Obstacles in the Pathways to Prepaid Mental Health Care ( Washington, D.C.: National Institute of Mental Health, 1977 ).
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© 1980 Springer-Verlag New York Inc.
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Webber, A. (1980). Trends in Corporate Mental Health Insurance. In: Egdahl, R.H., Walsh, D.C., Goldbeck, W.B. (eds) Mental Wellness Programs for Employees. Springer Series on Industry and Health Care, vol 9. Springer, New York, NY. https://doi.org/10.1007/978-1-4613-8079-5_16
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DOI: https://doi.org/10.1007/978-1-4613-8079-5_16
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