Financial Education and Program Evaluation

  • Jonathan J. Fox
  • Suzanne Bartholomae


This chapter provides an overview of the wide range of financial education programs aimed at improving Americans’ financial literacy as well as a review of the current program evaluation evidence demonstrating the impact of financial education programs. We advocate for the adoption of a comprehensive framework for evaluation to assist those currently delivering, and planning to deliver, financial education while highlighting some of the key challenges. Jacobs’s (Evaluating family programs, pp. 37–68, 1988) five-tier approach to program evaluation is described and outlined to provide a general framework to guide financial education evaluation.


Education Program Program Evaluation Federal Reserve Saving Rate Financial Literacy 
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Copyright information

© Springer Science+Business Media, LLC 2008

Authors and Affiliations

  • Jonathan J. Fox
    • 1
  • Suzanne Bartholomae
  1. 1.Department of Consumer SciencesOhio State UniversityColumbusUSA

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