In order to promulgate effective consumer credit regulation, policy makers must understand the supply and demand for consumer credit as well as the economic and sociological benefits and detriments. After an explanation of each of these factors, the article proposes legislation and regulation that will reduce the damage but allow nonsuspect transactions to continue to occur.


Credit Card Consumer Credit Mortgage Debt Credit Card Debt Consumer Debt 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.


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Copyright information

© Springer Science+Business Media, LLC 2008

Authors and Affiliations

  • David A. Lander
    • 1
  1. 1.St. Louis University School of Law SchoolSt. LouisUSA

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