No Easy Answers

  • Julia Smith-Omomo


The chapter reviews the theoretical and methodological contributions of the work. Examining the findings from both Liberia and the Democratic Republic of the Congo, it asserts a number of recommendations that could improve financial sector deepening and improve services for the unbanked. It finds that informal and indigenous financial services provide critical help to individuals during conflict, but overall the costs and inefficiencies of informal finance may be contributory to some of the challenges inherent in post-war economic growth and recovery.


Financial Service Providers investmentInvestment National Bank For Agriculture And Rural Development (NABARD) High-yield Loans substitutionSubstitution 
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© The Author(s) 2019

Authors and Affiliations

  • Julia Smith-Omomo
    • 1
  1. 1.Independent ResearcherWashington, DCUSA

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