Using Prospective Ergonomics to Identify Opportunities from Recent Technological Advances in AI: The Case of a West African Bank

  • Francois Aubin
  • Marie-Claude PrevostEmail author
Conference paper
Part of the Advances in Intelligent Systems and Computing book series (AISC, volume 824)


This paper discusses two examples of how ergonomics practitioners implemented prospective ergonomics. The first resulted in the development of a scoring approach to lending in a West African bank that had previously been deemed impossible due to the lack of relevant data. By using cognitive ergonomics, practitioners demonstrated to risk managers that scores could be developed using local customer characteristics. The second initiative was the application of new technology using deep neural networks for image processing. Through a cognitive task analysis of hundreds of risk managers, we determined that they spend most of their time verifying information. By combining advanced image processing and scoring we were able to fully automate the loan adjudication process. We believe that this insight could transform the lending industry. We also identify a need for upgraded models and approaches to predict possible transformations and their potential impact.


Prospective ergonomics Artificial intelligence Banks 


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Copyright information

© Springer Nature Switzerland AG 2019

Authors and Affiliations

  1. 1.Cognitive GroupMontrealCanada

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