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Cooperative Banks and Banking Regulation in the EU: Key Elements

  • Marco Migliorelli
Chapter

Abstract

This chapter gives an introduction of the banking regulatory framework in Europe with respect to cooperative banks. To this extent, it first discusses the concept of proportionality and the main adaptations needed to the relevant regulation in order to take into account the cooperative banking singularities. Second, it gives a general overview on the main impacts of regulation on the cooperative banking business model, in particular as concerns capital requirements, governance requirements and the recent evolution in the payment services directives.

Keywords

Banking Union Cooperative banking regulation Proportionality Capital requirements Governance requirements Payment services directive 

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Copyright information

© The Author(s) 2018

Authors and Affiliations

  • Marco Migliorelli
    • 1
  1. 1.IAE Université Paris 1 Panthéon-Sorbonne (Sorbonne Business School)ParisFrance

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