Introduction to the Research Study

  • Chia-Li ChienEmail author


Successful retirement per prior research is not outliving or outspending the portfolio of financial assets. Background and introduction to the enhanced retirement strategies of home ownership conversion to income stream and increases in social and human capital assets as they facilitate successful retirement are provided. Three research models (baseline, HECM, delayed Social Security and/or continuing employment) are introduced. Scaling factors, research questions, significance of the study, delimitations, and implications for financial planning practitioners are discussed.


Success rates Home equity conversion mortgages HECM Delayed social security claiming Human capital assets Scaling factors 


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Copyright information

© The Author(s) 2019

Authors and Affiliations

  1. 1.Financial Planning ProgramCalifornia Lutheran UniversityThousand OaksUSA

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