The Right Pricing Between the Econometric Model “Generalized Linear Model” and the Era of Data Science Application on the Basic Health Insurance in Morocco

  • Karima LamsaddakEmail author
  • Driss Mentagui
Conference paper
Part of the Advances in Intelligent Systems and Computing book series (AISC, volume 914)


The digital revolution, the availability and the immediacy of information are the key factors that define today’s consumer. A demanding consumer who can easily judge value for money. As a result, the insurer is obliged to offer the correct rate for these insurance products. For this reason, the aim of this article is to give a basic pricing for the cover of the “disease” risk by the application of the generalized linear model and the proposal of an alternative pricing based on the Data Science.


Health insurance Pricing Generalized linear models Data Science Big Data 


  1. 1.
    Wajnberg, E.: Introduction au Modèle Linéaire Généralisé. UE7-Université de Nice Sophia Antipolis, October 2011Google Scholar
  2. 2.
    Monbet, V.: Modèles linéaires généralisés, IRMAR, Université de Rennes 1, December 2016Google Scholar
  3. 3.
    Denuit, M., Charpentier, A.: Mathématiques de l’assurance non vie, Tome II: tarification et provisionnement, Economica (2005)Google Scholar
  4. 4.
    Françoys Labonté Technologie, method et application du Big Data, 20 May 2015Google Scholar
  5. 5.
    Froidefond, E., Chappelleir, S.: BIG DATA et données externs dans les modèles de tarification (2014)Google Scholar
  6. 6.

Copyright information

© Springer Nature Switzerland AG 2019

Authors and Affiliations

  1. 1.Department of Applied Mathematics, Operational Research and Statistics Faculty of SciencesIbn Tofail UniversityKénitraMorocco
  2. 2.Faculty of SciencesIbn Tofail UniversityKénitraMorocco

Personalised recommendations