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Policy Choices for Income Replacement in the Case of Old Age and Survivorship

  • Danny PietersEmail author
Chapter

Abstract

In this chapter we discuss policy issues concerning pensions. We start by asking ourselves whether the social risk is reaching a certain age or no longer working. The personal scope of old age or retirement schemes is examined and the important choice between repartition or capitalization is approached in an original manner. The setting of the pension age is further examined, as are the requirements for a full pension. Other questions to be dealt with ask whether pension amounts should vary according to family composition and what state support there is for second and third pillar arrangements. We explore issues relating to the factors that determine the pension amount and the work a person is allowed to perform alongside the pension. The tension between the respect for acquired rights and the legitimate interests of younger generations is highlighted. The chapter ends with survivors’ pensions and asks why widow and widower’s pensions should be kept and if they should also benefit unmarried survivors?

Keywords

Old age pensions Retirement pensions Survivors’ pensions Pension age Repartition vs. capitalisation Pension amount Acquired rights 

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© The Author(s) 2019

Authors and Affiliations

  1. 1.Institute for Social LawKU LeuvenLeuvenBelgium

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