Income Related Student Loans: Concepts, International Reforms and Administrative Challenges

  • Bruce Chapman
Part of the Higher Education Dynamics book series (HEDY, volume 14)

A critical aim of a higher education financing system is to help ensure that there are minimal barriers to the participation of talented but poor students. To this end governments of mature economies typically intervene, either through the provision of taxpayer subsidies covering all tuition costs and some proportion of student living expenses, or through public sector involvement in loan programmes. This chapter begins by explaining, with reference to capital market ‘failure’, why it is that some form of government intervention is necessary to minimise problems of access.


Bank Loan Income Relate Human Capital Investment Credit Constraint Future Income 
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Copyright information

© Springer 2008

Authors and Affiliations

  • Bruce Chapman

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