Financial Exclusion

  • Authors
  • Santiago Carbó
  • Edward P. M. Gardener
  • Philip Molyneux

Table of contents

  1. Front Matter
    Pages i-xvi
  2. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 1-3
  3. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 4-13
  4. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 14-44
  5. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 45-81
  6. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 82-97
  7. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 98-111
  8. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 112-144
  9. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 145-168
  10. Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
    Pages 169-170
  11. Back Matter
    Pages 171-184

About this book

Introduction

This text is concerned with the increasingly important and problematic area of financial exclusion, broadly defined as the inability and/or reluctance of particular societal groups to access mainstream financial services. This has emerged as a major international policy issue. There is growing evidence that deregulation in developed financial sectors improves financial inclusion for some societal groups (more products become available to a bigger customer base), but may at the same time exacerbate it for others (for example, by emphasizing greater customer segmentation and more emphasis on risk-based pricing and 'value added'). In developing countries access to financial services is typically limited and therefore providing wider access to such services can aid financial and economic development. This is the first text to analyze financial exclusion issues in different parts of the world and it covers the various public and private sector mechanisms that have been advanced to help eradicate this problem.

Keywords

bank banking deregulation development economic development economic theory finance Germany growth information Italy microfinance network regulation service

Bibliographic information

  • DOI https://doi.org/10.1057/9780230508743
  • Copyright Information Palgrave Macmillan, a division of Macmillan Publishers Limited 2005
  • Publisher Name Palgrave Macmillan, London
  • eBook Packages Palgrave Economics & Finance Collection
  • Print ISBN 978-1-349-54245-1
  • Online ISBN 978-0-230-50874-3
  • About this book