Regulation and Instability in U.S. Commercial Banking

A History of Crises

  • Jill M. Hendrickson

Table of contents

  1. Front Matter
    Pages i-xvi
  2. Jill M. Hendrickson
    Pages 1-9
  3. Jill M. Hendrickson
    Pages 10-20
  4. Jill M. Hendrickson
    Pages 21-73
  5. Jill M. Hendrickson
    Pages 74-114
  6. Jill M. Hendrickson
    Pages 115-163
  7. Back Matter
    Pages 248-296

About this book


The historical response to bank crises has always been more regulation. A pattern emerges that some may find surprising: regulation often contributes to bank instability. It suppresses competition and effective response to market changes and encourages bankers to take on additional risk. This book offers a valuable history lesson for policy makers.


bank banking competition crisis Policy

Authors and affiliations

  • Jill M. Hendrickson
    • 1
  1. 1.University of St ThomasUSA

Bibliographic information

Industry Sectors
Finance, Business & Banking