Financial Privacy

An International Comparison of Credit Reporting Systems

  • Authors
  • Nicola┬áJentzsch

Table of contents

  1. Front Matter
    Pages I-VI
  2. Pages 1-5
  3. Pages 249-252
  4. Back Matter
    Pages 253-289

About this book


This book provides the first in-depth analysis of the economics and regulation of financial privacy. It is an international comparison of credit reporting systems in the United States and in European countries. On the theoretical level the book explains competition in information markets, especially in markets for goods made of highly personal and sensitive information. It reviews the microeconomics of information and privacy and discusses the economic incentives to disclose or to conceal information. The book also focuses on the institutions of credit reporting, the history of credit reporting agencies and the regulation of privacy and credit reporting on both sides of the Atlantic as well as internationally. Finally, on the empirical level, it reviews the microeconomic and potential macroeconomic effects of credit reporting in the credit markets of countries around the world.


Credit Markets Credit Reporting Financial Privacy Information Economics Privacy Privacy Regulation competition

Bibliographic information

  • DOI
  • Copyright Information Springer-Verlag Berlin Heidelberg 2007
  • Publisher Name Springer, Berlin, Heidelberg
  • eBook Packages Business and Economics
  • Print ISBN 978-3-540-73377-5
  • Online ISBN 978-3-540-73378-2
  • Buy this book on publisher's site
Industry Sectors
Finance, Business & Banking