African Indigenous Financial Institutions

The Case of Congo and Liberia

  • Julia Smith-Omomo

Table of contents

  1. Front Matter
    Pages i-xi
  2. Julia Smith-Omomo
    Pages 1-6
  3. Julia Smith-Omomo
    Pages 7-24
  4. Julia Smith-Omomo
    Pages 25-57
  5. Julia Smith-Omomo
    Pages 59-90
  6. Julia Smith-Omomo
    Pages 91-107
  7. Julia Smith-Omomo
    Pages 129-140
  8. Julia Smith-Omomo
    Pages 141-151
  9. Julia Smith-Omomo
    Pages 153-165
  10. Julia Smith-Omomo
    Pages E1-E1
  11. Back Matter
    Pages 167-182

About this book


This book examines engagements with financial services in contexts of conflict. Using Liberia and the Democratic Republic of the Congo as case studies, it explores informal financial and business strategies and how these shift during conflict. Through a combination of regression analyses and panel data modeling with fixed effects, the project research indicates that conflict has a stronger effect on the nature of demand for credit and savings services than it has on the actual performance of financial institutions. In examining these patterns, the importance of networks and family becomes increasingly important—not just in the ways they are important to us as individuals, but as important determinants of post-war outcomes. 


Microfinance Political conflict Democratic Republic of Congo Credit Savings Financial service providers Conflict War attacks explosions

Authors and affiliations

  • Julia Smith-Omomo
    • 1
  1. 1.Independent ResearcherWashington, DCUSA

Bibliographic information