© 2018

Payday Lending in Canada in a Global Context

A Mature Industry with Chronic Challenges

  • Jerry Buckland
  • Chris Robinson
  • Brenda Spotton Visano

Table of contents

  1. Front Matter
    Pages i-xxi
  2. Jerry Buckland, Brenda Spotton Visano
    Pages 1-40
  3. Chris Robinson, Denys Robinson
    Pages 129-145
  4. Katrine Dilay, Byron Williams
    Pages 177-218
  5. Jerry Buckland, Chris Robinson, Brenda Spotton Visano
    Pages 219-235
  6. Back Matter
    Pages 237-245

About this book


This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.


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Editors and affiliations

  • Jerry Buckland
    • 1
  • Chris Robinson
    • 2
  • Brenda Spotton Visano
    • 3
  1. 1.Menno Simons CollegeCanadian Mennonite University Affiliated with the University of WinnipegWinnipeg, MBCanada
  2. 2.Faculty of Liberal Arts and Professional Studies School of Administrative StudiesYork UniversityToronto, ONCanada
  3. 3.Faculty of Liberal Arts and Professional Studies Department of Economics School of Public Policy and AdministrationYork UniversityToronto, ONCanada

About the editors

Jerry Buckland is Professor of International Development Studies, Menno Simons College, Canadian Mennonite University, Canada. 

Chris Robinson is Professor of Finance, School of Administrative Studies, York University, Canada.

Brenda Spotton Visano is Professor of Economics and Public Policy, Department of Economics, The School of Public Policy & Administration, York University, Canada. 

Bibliographic information

Industry Sectors
Finance, Business & Banking