Advertisement

© 2017

Deposit Insurance Schemes

Funding, Policy and Operational Challenges

Benefits

  • Provides analysis of deposit insurance systems

  • Proposes solutions for key challenges in deposit insurance

  • Features numerous examples and calculations

  • Includes coverage of target funding and ideally optimized funding

  • Coverage of funding issues for EU member states

Book

Table of contents

  1. Front Matter
    Pages i-xviii
  2. Djurdjica Ognjenovic
    Pages 1-48
  3. Djurdjica Ognjenovic
    Pages 49-104
  4. Djurdjica Ognjenovic
    Pages 105-155
  5. Djurdjica Ognjenovic
    Pages 157-181
  6. Djurdjica Ognjenovic
    Pages 183-208
  7. Djurdjica Ognjenovic
    Pages 209-258
  8. Djurdjica Ognjenovic
    Pages 259-303
  9. Back Matter
    Pages 305-313

About this book

Introduction

This book provides a comprehensive overview of funding arrangements for explicit deposit insurance schemes. Responding to international guidelines and best practice, it discusses policy decisions and operational challenges which deposit insurers face in the financial management of ex-ante deposit insurance funds. Numerous examples are provided, and solutions offered on sources and uses of funds, focusing on target and optimal funding.

 Coverage includes:

  • the role that modern deposit insurance schemes play in ensuring financial stability
  • how to design the main deposit insurance features in order to maximize compliance with international standards
  • the different types of funding and financial planning for deposit insurance
  • methods for setting the target fund size level
  • optimal deposit insurance funding
  • challenges faced by the European Union members following new deposit insurance and bank resolution directives.

The book concludes by providing a comprehensive overview of funding issues for deposit insurance schemes in the European Union and recommendations for deposit insurance schemes in the European Union.

Keywords

Financial regulation DGS Financial stability Deposit insurance Bank resolution EU banking regulation Financial markets EU Deposit Guarantee Schemes Directive DGSD

Authors and affiliations

  1. 1.ZagrebCroatia

About the authors

Djurdjica Ognjenovic is an international consultant on deposit insurance and bank resolution, working for the Word Bank and other international financial institutions. She is an internationally recognized expert on financial stability, specifically deposit insurance and bank resolution, EU banking regulation, and financial markets. She was the first director of the Croatian Deposit Insurance System from 1998 to 2001. Djurdjica holds Masters degrees from the Economic Faculty Zagreb in Croatia (1996), a Diploma from the London School of Economics and Politics (LSE), UK, as well as a Bachelors degree (1992 and 1991 respectively) from the Economic Faculty Osijek in Croatia.

Bibliographic information

  • Book Title Deposit Insurance Schemes
  • Book Subtitle Funding, Policy and Operational Challenges
  • Authors Djurdjica Ognjenovic
  • Series Title Palgrave Macmillan Studies in Banking and Financial Institutions
  • Series Abbreviated Title Palgrave Macmillan Studies in Banking and Financial Institutions
  • DOI https://doi.org/10.1007/978-3-319-51143-6
  • Copyright Information The Editor(s) (if applicable) and The Author(s) 2017
  • Publisher Name Palgrave Macmillan, Cham
  • eBook Packages Economics and Finance Economics and Finance (R0)
  • Hardcover ISBN 978-3-319-51142-9
  • Softcover ISBN 978-3-319-84578-4
  • eBook ISBN 978-3-319-51143-6
  • Edition Number 1
  • Number of Pages XVIII, 313
  • Number of Illustrations 2 b/w illustrations, 5 illustrations in colour
  • Topics Banking
  • Buy this book on publisher's site
Industry Sectors
Finance, Business & Banking