What Is Health Insurance (Good) For?

An Examination of Who Gets It, Who Pays for It, and How to Improve It

  • Robert D. Lieberthal

Table of contents

  1. Front Matter
    Pages i-xiii
  2. The Importance of Health Insurance

    1. Front Matter
      Pages 1-1
    2. Robert D. Lieberthal
      Pages 3-32
    3. Robert D. Lieberthal
      Pages 33-54
    4. Robert D. Lieberthal
      Pages 55-83
  3. Health Insurance Markets

    1. Front Matter
      Pages 85-85
    2. Robert D. Lieberthal
      Pages 87-115
    3. Robert D. Lieberthal
      Pages 117-144
    4. Robert D. Lieberthal
      Pages 145-171
  4. Health Insurance Policy

    1. Front Matter
      Pages 173-173
    2. Robert D. Lieberthal
      Pages 175-200
    3. Robert D. Lieberthal
      Pages 201-233
    4. Robert D. Lieberthal
      Pages 235-262
  5. Back Matter
    Pages 263-271

About this book


This informative volume synthesizes the literatures on health economics, risk management, and health services into a concise guide to the financial and social basics of health insurance with an eye to its wide-scale upgrade. Its scope takes in concepts of health capital, strengths and limitations of insurance models, the effectiveness of coverage and services, and the roles of healthcare providers and government agencies in the equation. Coverage surveys the current state of group and public policies, most notably the effects of the Affordable Care Act on insurers and consumers and the current interest in universal coverage and single-payer plans. Throughout, the author provides systemic reasons to explain why today’s health insurance fails so many consumers, concluding with reality-based recommendations for making insurance more valuable to both today’s market and consumer well-being.

Included among the topics:


·Defining health insurance and healthcare finance.

·Consuming and investing in health.

·The scope of health insurance and its constraints.

·Matching health insurance supply and demand.

·The role of government in health insurance.

·Ongoing challenges and the future of health insurance.

Bringing a needed degree of objectivity to often highly subjective material, What Is Health Insurance (Good) For? is a call to reform to be read by health insurance researchers (including risk management insurance and health services research), professionals, practitioners, and policymakers.


Health insurance policy Affordable Care Act ACA Health care reform ObamaCare Health insurance alternatives U.S. health insurance system Future of health insurance History of health insurance Health economics Health insurance supply and demand Health services research Third party payers Healthcare reimbursement Healthcare costs Healthcare financial risks Health insurers Outcomes research Insurance economics Risk management and insurance

Authors and affiliations

  • Robert D. Lieberthal
    • 1
  1. 1.Department of Public HealthCollege of Education, Health, and Human Sciences, University of TennesseeKnoxville, TNUSA

Bibliographic information

Industry Sectors
Finance, Business & Banking